Resultaträkning HDFC Bank Limited

Aktier

HDFCBANK

INE040A01034

Banker

Marknaden stängd - NSE India S.E. Andra börsplatser 13.19.29 2026-06-11			5-dagars förändring	Förändring 1 jan.
744,60 ^INR	−0,30 %		−1,20 %	−24,88 %

07.24	Indiska banker höjer räntor på NRI-inlåning för att locka kapitalflöden	MT
06-10	Asiatiska depåbevis backar i den amerikanska förhandeln på onsdagen	MT

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Publicerade finansiella data: HDFC BANK LIMITED

Årlig

Kvartalsvis

Halvårsvis

YTD

LTM

Skatteperiod: Mars	2021	2022	2023	2024	2025
Interest Income On Loans	1 286 md	1 359 md	1 708 md	2 836 md	3 364 md
Interest Income, Total	1 286 md	1 359 md	1 708 md	2 836 md	3 364 md
Interest On Deposits	592 md	586 md	778 md	1 541 md	1 839 md
Interest Expense, Total	592 md	586 md	778 md	1 541 md	1 839 md
Net Interest Income	693 md	774 md	930 md	1 295 md	1 525 md
Gain (Loss) on Sale of Assets	466 mn	708 mn	934 mn	2 md	1,56 md
Gain (Loss) on Sale of Invest. & Securities - (Rev)	39,04 md	23,32 md	−10,31 md	271 md	104 md
Total Other Non Interest Income	234 md	294 md	349 md	971 md	1 240 md
Non Interest Income, Total	273 md	318 md	339 md	1 243 md	1 345 md
Revenues Before Provison For Loan Losses	966 md	1 091 md	1 269 md	2 539 md	2 870 md
Provision For Loan Losses	188 md	179 md	139 md	250 md	142 md
Total Revenues	778 md	912 md	1 130 md	2 288 md	2 728 md
Salaries And Other Employee Benefits	137 md	159 md	200 md	310 md	341 md
Occupancy Expense	48,43 md	52,13 md	67,66 md	93,71 md	114 md
Selling General & Admin Expenses, Total	12,52 md	17,44 md	20,98 md	37,84 md	40,56 md
(Income) Loss on Equity Invest.	-	-	-	-	-
Total Other Non Interest Expense	152 md	175 md	227 md	1 081 md	1 271 md
Non Interest Expense, Total	350 md	403 md	515 md	1 523 md	1 766 md
EBT, Excl. Unusual Items	428 md	509 md	615 md	766 md	962 md
Total Merger & Related Restructuring Charges	-	-	-	-	-
EBT, Incl. Unusual Items	428 md	509 md	615 md	766 md	962 md
Income Tax Expense	109 md	127 md	153 md	111 md	228 md
Earnings From Continuing Operations	319 md	382 md	461 md	654 md	734 md
Net Income to Company	319 md	382 md	461 md	654 md	734 md
Minority Interest	−236 mn	−982 mn	−1,52 md	−13,84 md	−26,48 md
Net Income - (IS)	318 md	381 md	460 md	641 md	708 md
Net Income to Common Incl Extra Items	318 md	381 md	460 md	641 md	708 md
Net Income to Common Excl. Extra Items	318 md	381 md	460 md	641 md	708 md
Poster per aktie
Net EPS - Basic	28,94	34,39	41,32	45,21	46,4
Basic EPS - Continuing Operations	28,94	34,39	41,32	45,21	46,4
Basic Weighted Average Shares Outstanding	11 md	11,07 md	11,13 md	14,17 md	15,26 md
Net EPS - Diluted	28,8	34,15	41,13	45	46,2
Diluted EPS - Continuing Operations	28,8	34,15	41,13	45	46,2
Diluted Weighted Average Shares Outstanding	11,05 md	11,14 md	11,18 md	14,23 md	15,32 md
Normalized Basic EPS	24,3	28,64	34,39	32,8	37,69
Normalized Diluted EPS	24,18	28,45	34,24	32,65	37,53
Dividend Per Share	3,25	7,75	9,5	9,75	11
Payout Ratio	-	9,44	18,71	13,12	20,94
American Depositary Receipts Ratio (ADR)	0,6	0,6	0,6	0,6	0,6
Kompletterande punkter
Effective Tax Rate - (Ratio)	25,56	25,01	24,96	14,53	23,69
Total Current Taxes	123 md	143 md	155 md	139 md	209 md
Total Deferred Taxes	−13,97 md	−16,02 md	−1,48 md	−28,27 md	18,6 md
Normalized Net Income	267 md	317 md	383 md	465 md	575 md
Non-Cash Pension Expense	−310 mn	−434 mn	560 mn	−3,04 md	526 mn
Kompletterande driftskostnadsposter
Stock-Based Comp., Other (Total)	-	3,41 md	7,87 md	17,32 md	20,86 md
Total Stock-Based Compensation	-	3,41 md	7,87 md	17,32 md	20,86 md

Skatteperiod: Mars	2021	2022	2023	2024	2025
TILLGÅNGAR
Cash And Equivalents	346 md	366 md	932 md	632 md	1 177 md
Investment Securities, Total	4 482 md	4 940 md	5 116 md	10 057 md	11 865 md
Total investments	4 482 md	4 940 md	5 116 md	10 057 md	11 865 md
Gross Loans	11 853 md	14 209 md	16 619 md	25 659 md	27 249 md
Net Loans	11 853 md	14 209 md	16 619 md	25 659 md	27 249 md
Gross Property Plant And Equipment	156 md	179 md	216 md	303 md	352 md
Accumulated Depreciation	−105 md	−117 md	−133 md	−177 md	−199 md
Net Property Plant And Equipment	51 md	62,83 md	82,83 md	126 md	153 md
Goodwill	1,49 md	1,49 md	1,49 md	-	-
Accrued Interest Receivable	119 md	135 md	187 md	255 md	340 md
Restricted Cash	866 md	1 188 md	1 039 md	1 657 md	1 322 md
Other Current Assets, Total	35,27 md	42,89 md	52,01 md	174 md	166 md
Deferred Tax Assets Long-Term (Collected)	55,42 md	71,44 md	72,92 md	93,02 md	71,38 md
Other Real Estate Owned And Foreclosed	513 mn	512 mn	464 mn	11,41 md	9,91 md
Other Long-Term Assets, Total	185 md	212 md	1 201 md	1 638 md	1 570 md
Total Assets	17 995 md	21 229 md	25 304 md	40 302 md	43 924 md
Skulder
Interest Bearing Deposits	11 226 md	13 198 md	16 097 md	20 691 md	23 995 md
Non-Interest Bearing Deposits	2 111 md	2 382 md	2 729 md	3 078 md	3 114 md
Total Deposits	13 337 md	15 580 md	18 827 md	23 769 md	27 109 md
Short-Term Borrowings	446 md	242 md	90,2 md	56,54 md	130 md
Long-Term Debt	1 331 md	2 028 md	2 475 md	7 250 md	6 216 md
Accrued Interest Payable	81,24 md	82,41 md	114 md	239 md	256 md
Other Current Liabilities - (Bank / Utility Template)	124 md	131 md	118 md	139 md	137 md
Deferred Tax Liability Non-Current	-	-	-	-	3,08 md
Other Non Current Liabilities	571 md	686 md	777 md	4 151 md	4 692 md
Total Liabilities	15 891 md	18 749 md	22 401 md	35 604 md	38 543 md
Common Stock, Total	5,51 md	5,55 md	5,58 md	7,6 md	7,65 md
Additional Paid In Capital	605 md	631 md	665 md	1 271 md	1 341 md
Retained Earnings	1 389 md	1 725 md	2 096 md	2 976 md	3 514 md
Comprehensive Income and Other	98,83 md	112 md	127 md	310 md	355 md
Total Common Equity	2 098 md	2 473 md	2 894 md	4 564 md	5 218 md
Minority Interest	6,33 md	7,2 md	8,6 md	134 md	164 md
Total Equity	2 104 md	2 480 md	2 903 md	4 698 md	5 381 md
Total Liabilities And Equity	17 995 md	21 229 md	25 304 md	40 302 md	43 924 md
Kompletterande poster
ECS Total Shares Outstanding on Filing Date	11,03 md	11,09 md	11,16 md	15,19 md	15,3 md
ECS Total Common Shares Outstanding	11,03 md	11,09 md	11,16 md	15,19 md	15,3 md
Book Value / Share	190,29	223	259,36	300,38	340,94
Tangible Book Value	2 097 md	2 472 md	2 893 md	4 564 md	5 218 md
Tangible Book Value Per Share	190,16	222,86	259,23	300,38	340,94
Total Debt	1 777 md	2 270 md	2 565 md	7 306 md	6 346 md
Deposits at Interest - Cash	391 md	544 md	750 md	725 md	854 md
Debt Equivalent of Unfunded Proj. Benefit Obligation	2,72 md	1,76 md	1,91 md	405 mn	2,93 md
Net Debt	1 338 md	1 456 md	1 633 md	6 674 md	5 169 md
Equity Method Investments, Total	-	-	-	-	-
Full Time Employees	120 tn	142 tn	173 tn	214 tn	215 tn
Number Of Offices	5,61 tn	6,34 tn	7,82 tn	8,74 tn	9,46 tn
Assets on Operating Lease - Gross	4,1 md	4,1 md	4,1 md	389 mn	461 mn
Assets on Operating Lease - Accumulated Depreciation	−4,1 md	−4,1 md	−4,1 md	−362 mn	−393 mn

Skatteperiod: Mars	2021	2022	2023	2024	2025
Net Income	318 md	381 md	460 md	641 md	708 md
Depreciation, Depletion & Amortization	13,85 md	16,81 md	23,45 md	30,92 md	38,05 md
Total Depreciation, Depletion & Amortization	13,85 md	16,81 md	23,45 md	30,92 md	38,05 md
(Gain) Loss On Sale of Asset - (CF)	2,86 mn	32,5 mn	−80,5 mn	−74,17 md	−140 mn
(Gain) Loss on Sale of Investments - (CF)	22,51 md	−7,25 md	13,97 md	−59,91 md	39,96 md
Provision for Credit Losses	192 md	187 md	139 md	141 md	142 md
(Income) Loss On Equity Investments - (CF)	-	-	-	-	-
Stock-Based Compensation (CF)	-	3,41 md	7,87 md	17,32 md	20,86 md
Change in Other Net Operating Assets (Collected)	−1 976 md	−2 922 md	−3 672 md	−3 867 md	−3 047 md
Other Operating Activities	−20,82 md	−21,16 md	−10,18 md	−8,21 md	30,93 md
Cash from Operations	−1 450 md	−2 362 md	−3 038 md	−3 179 md	−2 068 md
Capital Expenditure	−16,96 md	−22,36 md	−34,67 md	−42,87 md	−40,76 md
Sale of Property, Plant, and Equipment	153 mn	199 mn	427 mn	998 mn	1,01 md
Cash Acquisitions	-	-	-	-	−675 mn
Divestitures	-	-	-	95,01 md	1,92 md
Cash from Investing	−16,81 md	−22,16 md	−34,24 md	53,14 md	−38,51 md
Long-Term Debt Issued, Total	3,56 md	526 md	410 md	23,5 md	11,82 md
Total Debt Issued	3,56 md	526 md	410 md	23,5 md	11,82 md
Long-Term Debt Repaid, Total	−94,94 md	−36,5 md	−121 md	−75,73 md	−976 md
Total Debt Repaid	−94,94 md	−36,5 md	−121 md	−75,73 md	−976 md
Issuance of Common Stock	17,6 md	26,1 md	34,16 md	84,43 md	63,46 md
Common Dividends Paid	-	−35,92 md	−86,05 md	−84,04 md	−148 md
Common & Preferred Stock Dividends Paid	-	−35,92 md	−86,05 md	−84,04 md	−148 md
Net Increase (Decrease) in Deposit Accounts - (CF)	1 875 md	2 243 md	3 247 md	3 370 md	3 340 md
Special Dividend Paid	-	-	-	-	-
Other Financing Activities, Total	561 mn	1,36 md	1,99 md	12,02 md	23,83 md
Cash from Financing	1 802 md	2 724 md	3 486 md	3 330 md	2 315 md
Foreign Exchange Rate Adjustments	−1,42 md	1,65 md	4,32 md	1,05 md	2 md
Miscellaneous Cash Flow Adjustments	-	-	-	112 md	-
Net Change in Cash	333 md	341 md	418 md	317 md	211 md
Kompletterande poster
Cash Interest Paid	190 mn	214 mn	176 mn	3,96 md	5,32 md
Cash Income Tax Paid (Refund)	130 md	148 md	164 md	228 md	197 md
Net Debt Issued / Repaid	−91,38 md	490 md	289 md	−52,23 md	−964 md

Skatteperiod: Mars	2021	2022	2023	2024	2025
Lönsamhet
Return on Assets	1,88	1,95	1,98	2	1,74
Return On Equity %	16,45	16,64	17,14	17,22	14,57
Return on Common Equity	16,49	16,65	17,14	17,18	14,47
Shareholders Value Added	86,63 md	106 md	138 md	193 md	121 md
Marginalanalys
SG&A Margin	27,63	27,16	27,54	20,39	19,3
Net Interest Income / Total Revenues %	89,08	84,83	82,25	56,59	55,88
EBT Excl. Non-Recurring Items Margin %	55,01	55,79	54,41	33,46	35,27
Income From Continuing Operations Margin %	40,95	41,84	40,83	28,6	26,92
Net Income Margin %	40,92	41,73	40,69	27,99	25,95
Net Avail. For Common Margin %	40,92	41,73	40,69	27,99	25,95
Normalized Net Income Margin	34,35	34,76	33,87	20,31	21,08
Tillgångskvalitet
Nonperforming Loans / Total Loans %	1,27	1,14	1,08	1,21	1,29
Nonperforming Loans / Total Assets %	0,84	0,76	0,71	0,77	0,8
Nonperforming Assets / Total Assets %	0,84	0,76	0,71	0,77	0,8
NPAs / Loans and OREO	1,27	1,14	1,08	1,21	1,29
NPAs / Equity	7,17	6,51	6,21	6,64	6,55
Provision for Loan Losses / Net Charge-offs %	202,82	190,09	128,26	300,06	161,69
Kapital och Finansiering
Total Average Common Equity / Total Average Assets %	11,42	11,65	11,53	11,37	11,61
Total Average Equity / Total Average Assets %	11,46	11,69	11,57	11,59	11,97
Total Equity + Allowance for Loan Losses / Total Loans %	17,7	17,41	17,42	17,79	19,15
Gross Loans / Total Deposits %	88,87	91,2	88,28	107,95	100,52
Net Loans / Total Deposits %	88,87	91,2	88,28	107,95	100,52
Tier 1 Capital Ratio %	17,56	17,87	17,13	16,79	17,69
Total Capital Ratio %	18,79	18,9	19,26	18,8	19,55
Core Tier 1 Capital Ratio	16,85	16,67	16,4	16,3	17,23
Tier 2 Capital Ratio	1,23	1,03	2,13	2,01	1,86
Interbank Ratio	23,6	30,6	25,55	7,26	3,85
Täckning av fasta kostnader
EBT + Interest Expense / Interest Expense	1,72	1,87	1,79	1,5	1,52
Tillväxt jämfört med föregående år
Net Interest Income, 1 Yr. Growth %	15,41	11,61	20,2	39,3	17,73
Non Interest Income, 1 Yr. Growth %	9,86	16,19	6,78	266,67	8,21
Provision For Loan Losses, 1 Yr. Growth %	37,52	−4,86	−22,71	80,58	−43,34
Total Revenues, 1 Yr. Growth %	9,22	17,21	23,96	102,45	19,23
Earnings From Cont. Operations, 1 Yr. Growth %	16,71	19,76	20,96	41,82	12,21
Net Income, 1 Yr. Growth %	16,8	19,54	20,88	39,27	10,51
Normalized Net Income, 1 Yr. Growth %	12,15	18,61	20,78	21,38	23,74
Diluted EPS Before Extra, 1 Yr. Growth %	16,48	18,57	20,44	9,41	2,64
Dividend Per Share, 1 Yr. Growth %	-	138,46	22,58	2,63	12,82
Gross Loans, 1 Yr. Growth %	13,57	19,88	16,96	54,39	5,95
Net Loans, 1 Yr. Growth %	13,57	19,88	16,96	54,39	5,95
Non Performing Loans, 1 Yr. Growth %	19,26	6,99	11,64	73	12,99
Non Performing Assets, 1 Yr. Growth %	19,26	6,99	11,64	73	12,99
Total Assets, 1 Yr. Growth %	13,83	17,97	19,2	59,27	8,99
Total Deposits, 1 Yr Growth %	16,36	16,82	20,84	26,25	14,05
Tangible Book Value, 1 Yr. Growth %	18,98	17,89	17,04	57,76	14,33
Common Equity, 1 Yr. Growth %	18,97	17,88	17,03	57,68	14,33
Total Equity, 1 Yr. Growth %	18,94	17,87	17,03	61,83	14,55
Tvåårig Sammansatt Årlig Tillväxthastighet
Net Interest Income, 2 Yr. CAGR %	16,06	13,49	15,82	29,39	28,06
Non Interest Income, 2 Yr. CAGR %	20,11	12,98	11,39	97,87	99,19
Provision For Loan Losses, 2 Yr. CAGR %	49,92	14,39	−14,25	18,14	1,15
Total Revenues, 2 Yr. CAGR %	12,01	13,14	20,54	58,42	55,37
Earnings From Cont. Operations, 2 Yr. CAGR %	19,13	18,22	20,36	30,98	26,15
Net Income, 2 Yr. CAGR %	19,39	18,16	20,21	29,75	24,06
Normalized Net Income, 2 Yr. CAGR %	11,92	15,33	19,69	21,08	22,56
Diluted EPS Before Extra, 2 Yr. CAGR %	18,18	17,52	19,5	14,79	5,97
Dividend Per Share, 2 Yr. CAGR %	−6,91	-	70,97	12,16	7,61
Gross Loans, 2 Yr. CAGR %	16,77	16,68	18,41	34,38	28,05
Net Loans, 2 Yr. CAGR %	16,77	16,68	18,41	34,38	28,05
Non Performing Loans, 2 Yr. CAGR %	15,93	12,96	9,29	38,97	39,81
Non Performing Assets, 2 Yr. CAGR %	15,93	12,96	9,29	38,97	39,81
Total Assets, 2 Yr. CAGR %	17,98	15,88	18,58	37,78	31,75
Total Deposits, 2 Yr CAGR %	20,24	16,59	18,81	23,52	20
Tangible Book Value, 2 Yr. CAGR %	16,86	18,44	17,46	35,88	34,3
Common Equity, 2 Yr. CAGR %	16,85	18,42	17,45	35,84	34,27
Total Equity, 2 Yr. CAGR %	16,83	18,4	17,45	37,62	36,15
Treårig Sammansatt Årlig Tillväxthastighet
Net Interest Income, 3 Yr. CAGR %	17,33	14,56	15,69	23,17	25,38
Non Interest Income, 3 Yr. CAGR %	19,4	18,79	10,88	65,7	61,81
Provision For Loan Losses, 3 Yr. CAGR %	42,06	28,84	0,37	9,91	−7,53
Total Revenues, 3 Yr. CAGR %	14,09	13,71	16,64	43,28	44,1
Earnings From Cont. Operations, 3 Yr. CAGR %	19,73	19,34	19,13	27,12	24,4
Net Income, 3 Yr. CAGR %	19,81	19,44	19,06	26,25	22,99
Normalized Net Income, 3 Yr. CAGR %	14,64	14,11	17,12	20,25	21,96
Diluted EPS Before Extra, 3 Yr. CAGR %	17,65	18,31	18,48	16,04	10,59
Dividend Per Share, 3 Yr. CAGR %	0	27,38	-	44,22	12,38
Gross Loans, 3 Yr. CAGR %	19,19	17,8	16,78	29,36	24,24
Net Loans, 3 Yr. CAGR %	19,19	17,8	16,78	29,36	24,24
Non Performing Loans, 3 Yr. CAGR %	20,57	12,87	12,52	27,37	29,71
Non Performing Assets, 3 Yr. CAGR %	20,57	12,87	12,52	27,37	29,71
Total Assets, 3 Yr. CAGR %	17,72	17,98	16,98	30,84	27,43
Total Deposits, 3 Yr CAGR %	19,15	19,09	17,99	21,24	20,28
Tangible Book Value, 3 Yr. CAGR %	24,19	17,2	17,97	29,6	28,28
Common Equity, 3 Yr. CAGR %	24,17	17,19	17,96	29,57	28,26
Total Equity, 3 Yr. CAGR %	24,16	17,18	17,94	30,69	29,46
Femårig sammansatt årlig tillväxthastighet
Net Interest Income, 5 Yr. CAGR %	18,96	17,03	16,73	20,28	20,49
Non Interest Income, 5 Yr. CAGR %	19,51	19,79	16,13	45,69	40,16
Provision For Loan Losses, 5 Yr. CAGR %	44,79	35,05	16,09	24,45	0,68
Total Revenues, 5 Yr. CAGR %	15,81	15,63	16,62	29,84	30,81
Earnings From Cont. Operations, 5 Yr. CAGR %	19,97	20,11	19,98	23,87	21,89
Net Income, 5 Yr. CAGR %	19,98	20,11	19,97	23,46	21,04
Normalized Net Income, 5 Yr. CAGR %	17,02	16,82	16,63	16,85	19,27
Diluted EPS Before Extra, 5 Yr. CAGR %	18,06	18,27	18,38	16,89	13,31
Dividend Per Share, 5 Yr. CAGR %	6,47	23,03	23,93	21,06	-
Gross Loans, 5 Yr. CAGR %	19,46	19,4	18,88	24,17	21,16
Net Loans, 5 Yr. CAGR %	19,46	19,4	18,88	24,17	21,16
Non Performing Loans, 5 Yr. CAGR %	27,99	22,36	15,92	22,67	22,73
Non Performing Assets, 5 Yr. CAGR %	27,99	22,36	15,92	22,67	22,73
Total Assets, 5 Yr. CAGR %	18,74	18,93	18,06	25,53	22,68
Total Deposits, 5 Yr CAGR %	19,56	19,36	19,02	20,84	18,79
Tangible Book Value, 5 Yr. CAGR %	23,12	21,96	21,46	24,35	24,25
Common Equity, 5 Yr. CAGR %	23,07	21,92	21,44	24,32	24,23
Total Equity, 5 Yr. CAGR %	23,09	21,92	21,43	24,96	24,92