Spencer Thomas Shelman

ICM’s equity investment philosophy has been built on the belief that by adhering to sound value practices and employing a disciplined process based on strong fundamental research. Their investment process incorporates both technical analysis and fundamental research as part of ICM’s decision making process. The firm operates with an investment team approach. The investment management team is responsible for investment strategy, research, sector and security selection, and portfolio construction. Security selection is a team process from start to finish.

PCM applies a fundamental value approach to every investment decision they make on behalf of their clients. They aim to understand the long-term prospects of each company they analyze. The firm buys a security if they believe that the current price of a security is materially lower than a reasonable fundamentally driven estimate of long-term value. PCM will sell a security if they believe a current portfolio holding has reached their current estimate of value. The firm utilizes both top-down and bottom-up methodologies in its research process.

Functions as a College/University

Asset Planning & Management buys quality investments and implements a disciplined long-term strategy. The firm invests portfolios mainly in stocks, bonds and cash. Their fixed income (bond) strategy emphasizes a well-diversified portfolio of investment grade bonds. Asset Planning & Management’s equity (common stock) strategy emphasizes buying high quality, large-cap stocks for the long haul. Their mutual fund strategy emphasizes diversified investment companies, which are managed in a way that is consistent with the firm’s guidelines for individual securities.