Patrick Snell

Austin Calvert & Flavin (ACF) is a large-cap core equity manager that employs a value investment approach with a growth bias. Their investment philosophy combines the use of both top-down and bottom-up research approach. The firm assesses the market environment in a top-down evaluation to determine market risk, interest rate trends and economic climate. They consider historical and proprietary valuation measures, sentiment, flow of funds, economic data, monetary policy and interest rate tools. Through this process they define the elements that will most likely perform well for that market environment. After defining the investment environment, ACF employs a bottom-up securities selection process to construct a model portfolio. All tax-exempt accounts match the model in holdings and position size. Any additions or deletions to the model flow through to all the accounts (unless a client has restrictions) and performance is reviewed daily to evaluate the investment decision-making process. ACF selects equities that represent value in a combination of relative and absolute measures. They look at a ten-year history of p/e, price-to-book, price-to-sales, price-to-cash flow, ROE and yield versus the S&P 500 and the company's track record. They also compare historical and expected growth rates to the p/e ratio and to an enterprise value to operating cash flow ratio. Earnings prospects are a key input and the firm looks at historical earnings growth, expected earnings growth, cyclical earnings swings, industry conditions, competitive strategy and free cash flow potential. Stock holdings are reviewed as possible sale candidates for the following reasons: the stock achieves the price objective assigned by the firm, the fundamentals of the company deteriorate or a negative change in the investment environment for specific industries or companies occurs that may dictate the movement of funds to other industries or individual stocks. Though not limited by sector, ACF tends to invest in the stocks of US mid-cap and large-cap companies in the consumer non-durables, electronic technology, health technology and finance sectors. The firm maintains a medium turnover rate.

M Capital Advisors takes a sophisticated, data-driven institutional approach to both institutional asset management and individual wealth management. For their individual investors, the firm takes income needs, earnings potential, and risk tolerance into account when building customized strategies. They develop specialized, tax-efficient portfolios within acceptable risk parameters, with the goal of achieving above-average performance while being attentive to each client’s needs.

Provides brokerage services

Functions as a College/University

Provides brokerage services

Provides securities brokerage and investment management services

Provides brokerage services

SFA focuses on superior risk-adjusted investment performance and a consistent protection of capital, rather than absolute investment performance. Their approach is based on their belief that active investment management can achieve highly favorable returns over full market cycles by utilizing a combination of acute asset allocation, proper portfolio diversification, and rigorous fundamental investment selection. The firm's investment strategies include wealth management with both long-term solutions and short-term strategies, where appropriate, that coordinate with the client’s risk profile and investment objectives. SFA seeks to help allocate the client’s portfolio with the appropriate asset mix to try and optimize portfolio return within the given level of risk tolerance.