Lyn L. Swallen

Functions as a College/University

Ridgeworth employs a comprehensive allocation process that enables them to develop an efficient and appropriate asset allocation for each client. The process incorporates an objective analytical framework that three distinct activities: efficient frontier modeling, plus tactical overlay and asset allocation. Through efficient frontier modeling they derive long-term strategic investment solutions using expected returns, standard deviations and cross-correlation matrix analysis. Their plus tactical overlay evaluates asset class performance and looks for extremes and absolute and relative performance. Riverfront's portfolio maintenance strategy maintains the optimal allocation through systematic and unemotional rebalancing.

Functions as a College/University

IronOak Advisors seeks to provide clients with alpha-generating portfolios constructed by developing and rigorously testing an investment thesis for each stock considered. The firm employs a proprietary model to evaluate company fundamentals, uncover catalysts for growth and identify stocks with the best opportunity for return potential within each industry. IronOak Advisors' investment strategy is based on the idea that attractively-valued companies with solid business fundamentals offer the potential for superior returns with lower volatility over the long-term. The firm invests across sectors and across investment styles to create more diversified portfolios. Each of their portfolios utilizes a long-term investment philosophy that focuses on capital appreciation with the secondary objective of income. Though not limited by sector, IronOak Advisors tends to invest in the stocks of US companies in the finance, electronic technology, health technology and consumer non-durables sectors. The firm invests across all market-caps. IronOak Advisors maintains a medium turnover rate. IronOak Advisors' Large-Cap Core Equity strategy invests in large-cap stocks ($3 billion or more in market-cap) that offer both attractive valuations relative to their sectors and improving fundamental characteristics. This portfolio is available through individually managed accounts and sub-advisory relationships. The firm's Mid-Cap Core Equity strategy invests in mid-cap stocks (companies with market-caps similar to those in the Russell Midcap Index) that offer both attractive valuations relative to their sectors and improving fundamental characteristics. This portfolio is available through individually managed accounts and sub-advisory relationships.