King Hurlock

Provides investment and asset management services

Provides individual annuities, life insurance and institutional protection

Calvert Investment Counsel's investment process begins with the allocation of assets across three major classes: equities, fixed-income and alternative investments. Their primary objective is to achieve a customized balance between potential risk and return. Calvert believes that no single style of stock selection or equity category is a consistent winner. They believe that successful investing requires a global perspective. Their multi-dimensional equity strategy mandates broad diversification by style, market-cap, sector and international exposure. Portfolios may consist of a combination of individual stocks, active mutual funds or funds employing index or enhanced passive strategies. Fixed-income securities also play an important role in Calvert's diversified investment program. The high level of income provided by these assets meets client cash flow requirements, while the combination of high yield and relatively moderate price fluctuations help stabilize overall portfolio returns. The firm's active, value-oriented management style seeks to shift the average maturity or duration of the bond holdings to capitalize on expected changes in both the level of interest rates and the yield curve. Calvert's approach is risk-averse, however, as they emphasize quality and carefully restrict the average maturity of the portfolio holdings to protect against inflation surges. Calvert believes that qualified investors can benefit from the allocation of a portion of their portfolio assets into alternative investments that have return patterns and risk profiles that do not correlate strongly with traditional stocks and bonds. The firm seek to reduce the overall volatility of returns by blending in a well-diversified mixture of commodity funds, real estate and other alternative assets. Calvert carefully selects a limited number of experienced third party advisors to manage asset pools dedicated to each of the major alternative investment strategies.

Redwood focuses on distressed and stressed investments primarily in the fixed income markets. These situations typically involve a redistribution of a security when other market participants are either selling and/or avoiding it due to a company specific or industry related problem.

Provides brokerage services

Functions as a College/University

Capital One Investing’s core investment approach is to seek investments in global asset classes that provide diversification. The firm focuses on global assets to capture market returns. Through capital market assumptions, including correlation analysis and projected financial performance of asset classes, they create a diversified but personalized portfolio based on each client’s time horizon, risk tolerance, spending needs, current asset allocation, income sources and financial goals.