Jeff Hakala

Operates as a bank holding company whose subsidiary provides banking services

Operates as a bank holding company whose subsidiaries provides national banking services

Operates as a holding company with interest in providing personal and commercial property, casualty and other insurance products

Functions as a College/University

Provides accounting services

Provident employs a disciplined, balanced growth investment approach. The firm invests in equities and fixed-income securities. Their equity management strategy involves the pursuit of sustained growth in earnings per share at a reasonable share price. It is further identified as a bottom up approach that begins with a deep assessment of each company’s operations from a financial point of view. Fixed income investments are made using an approach of laddered maturities of high-quality taxable or tax-exempt securities as appropriate.

State chartered commercial bank

Investment Counsel employs a traditional investment approach that focuses on the preservation of the purchasing power of principal and income and consistent long-term growth that outperforms the general market. The firm invests in high-quality stocks and bonds with a focus on returns. They tend to hold onto these securities for extended periods, which reduces turnover and creates tax-efficient portfolios. Their proprietary research models focus on micro factors rather than trying to predict overall market trends.

Clarkston manages small-, medium-, and large-capitalization, US dollar-denominated, concentrated, long-term equity portfolios using a “quality value” philosophy. They implement their philosophy through disciplined purchasing only at a time when a quality company trades at a reasonable discount to their estimate of intrinsic value.