John Darby

Functions as a College/University

Brightworth builds their clients’ investment portfolios based on (among other things) their cash flow situation, tax considerations, tolerance for risk and time horizon. Depending upon the size and goals of each client’s portfolio, the firm will invest client assets in separate stock and bond accounts, mutual funds, exchange traded funds (ETFs) and private investment strategies (including hedge funds, private equity and real estate). The Investment Committee and investment analysts conduct research and due diligence on third party money managers that they recommend for client accounts. They utilize a top-down approach to selecting investments by first analyzing broad industry fundamentals.

Sage Mountain primarily allocates client assets among various mutual funds, exchange traded funds (ETFs), real estate investment trusts (REITs) and independent investment managers in accordance with their stated investment objectives. The firm focuses on downside risk, and stress tests portfolios using historical and projected asset class returns, risk and correlations to quantify potential losses in periods of market stress. They also analyze portfolios using methods such as Monte Carlo simulation to project future portfolio values over time.