Brad Young

ZWJ emphasizes steady growth of both principal and income by focusing on high-quality equity and fixed-income securities. The firm manages high-quality, intermediate-maturity government, corporate and municipal fixed-income securities. They seek equities that provide long-term capital appreciation with relatively low volatility. Purchase and sell decisions are always based on diligent research. ZWJ may sell a stock if they observe fundamental deterioration, disappointing earnings, an imprudent acquisition, management issues or material loss of market share.

Cornerstone employs a capital preservation investment philosophy. Their primary goal is to participate in rising markets while avoiding substantial market declines. The firm conducts fundamental, technical, and cyclical analysis on all securities recommended for client accounts. The investment process incorporates researching and analyzing daily information on a macroeconomic and company specific level. Fundamental analysis combined with valuation discipline drives the decision-making process of when to take investment action. Cornerstone attempts to invest in fundamentally sound companies. All investments are made in the equity and fixed income securities of public, exchange-traded companies.

Functions as a College/University