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5-dagars förändring | Förändring 1 jan. | ||
| 68,76 EUR | −2,27 % |
|
−2,05 % | +0,06 % |
| 06-10 | Blandad utveckling på de europeiska börserna under onsdagen; bank- och fordonsaktier backade | MT |
| 06-10 | SES lanserar återköpsprogram av FDR-bevis |
| Skatteperiod: December | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
Lönsamhet | ||||||||||
Return on Assets | 0,44 | 0,2 | 0,23 | 0,33 | 0,45 | |||||
Return On Equity % | 9,19 | 4,1 | 4,61 | 6,58 | 8,84 | |||||
Return on Common Equity | 7,97 | 2,16 | 2,61 | 5,11 | 7,52 | |||||
Shareholders Value Added | −1,34 md | −5,24 md | −4,77 md | −3,25 md | −1,57 md | |||||
Marginalanalys | ||||||||||
SG&A Margin | 45,61 | 51,91 | 8,82 | 8,56 | 7,99 | |||||
Net Interest Income / Total Revenues % | 41,67 | 48,95 | 42,82 | 39,16 | 39,06 | |||||
EBT Excl. Non-Recurring Items Margin % | 31,68 | 19,55 | 22,7 | 26,95 | 32,81 | |||||
Income From Continuing Operations Margin % | 24,64 | 12,78 | 14,32 | 20,31 | 27,28 | |||||
Net Income Margin % | 21,93 | 8,75 | 10,35 | 16,63 | 23,28 | |||||
Net Avail. For Common Margin % | 19,64 | 6,17 | 7,21 | 13,78 | 20,49 | |||||
Normalized Net Income Margin | 17,09 | 8,19 | 10,22 | 13,17 | 16,51 | |||||
Tillgångskvalitet | ||||||||||
Nonperforming Loans / Total Loans % | 3,27 | 3,1 | 3,25 | 2,99 | 3,04 | |||||
Nonperforming Loans / Total Assets % | 1,11 | 1,06 | 1,01 | 0,89 | 0,89 | |||||
Nonperforming Assets / Total Assets % | 1,11 | 1,06 | 1,01 | 0,89 | 0,89 | |||||
NPAs / Loans and OREO | 3,27 | 3,1 | 3,25 | 2,99 | 3,04 | |||||
NPAs / Equity | 22,95 | 21,55 | 20,61 | 17,61 | 17,4 | |||||
Allowance for Credit Losses / Net Charge-offs % | 755,56 | 727,04 | 764,04 | 483,78 | 781,76 | |||||
Allowance for Credit Losses / Nonperforming Loans % | 67,74 | 68,04 | 64,24 | 60,44 | 61 | |||||
Allowance for Credit Losses / Total Loans % | 2,21 | 2,11 | 2,09 | 1,8 | 1,86 | |||||
Provision for Loan Losses / Net Charge-offs % | 48,01 | 112,19 | 77,59 | 87,38 | 136,76 | |||||
Kapital och Finansiering | ||||||||||
Total Average Common Equity / Total Average Assets % | 4,36 | 4,46 | 4,37 | 4,36 | 4,5 | |||||
Total Average Equity / Total Average Assets % | 4,74 | 4,87 | 4,92 | 4,98 | 5,1 | |||||
Total Equity + Allowance for Loan Losses / Total Loans % | 15,28 | 15,26 | 15,72 | 16,77 | 17,29 | |||||
Gross Loans / Total Deposits % | 78,06 | 77,27 | 75,08 | 76,48 | 74,6 | |||||
Net Loans / Total Deposits % | 76,06 | 75,3 | 73,13 | 74,79 | 72,96 | |||||
Tier 1 Capital Ratio % | 15,94 | 16,29 | 15,56 | 16,06 | 16,01 | |||||
Total Capital Ratio % | 18,85 | 19,34 | 18,22 | 18,93 | 18,57 | |||||
Core Tier 1 Capital Ratio | 13,71 | 13,49 | 13,15 | 13,29 | 13,51 | |||||
Tier 2 Capital Ratio | 2,91 | 3,05 | 2,66 | 2,87 | 2,55 | |||||
Coverage Ratio | 67,74 | 68,04 | 64,24 | 60,44 | 61 | |||||
Interbank Ratio | 40,22 | 50,31 | 66,08 | 84,27 | 73,5 | |||||
Täckning av fasta kostnader | ||||||||||
EBT + Interest Expense / Interest Expense | 1,81 | 1,26 | 1,12 | 1,15 | 1,26 | |||||
Tillväxt jämfört med föregående år | ||||||||||
Net Interest Income, 1 Yr. Growth % | 2,34 | 5,3 | −19,71 | −4,05 | 1,79 | |||||
Non Interest Income, 1 Yr. Growth % | 34,91 | −14,57 | 3,35 | 14,21 | 1,71 | |||||
Provision For Loan Losses, 1 Yr. Growth % | −78,7 | 135,29 | −37,77 | 49,27 | −3,46 | |||||
Total Revenues, 1 Yr. Growth % | 36,62 | −10,37 | −5,6 | 4,9 | 2,05 | |||||
Earnings From Cont. Operations, 1 Yr. Growth % | 3,13 tn | −53,5 | 25,15 | 48,71 | 37,1 | |||||
Net Income, 1 Yr. Growth % | −2,29 tn | −64,23 | 36,6 | 68,47 | 42,9 | |||||
Normalized Net Income, 1 Yr. Growth % | 352,16 | −57,06 | 43,17 | 31,42 | 28,07 | |||||
Diluted EPS Before Extra, 1 Yr. Growth % | −684,07 | −71,03 | 45,21 | 101,68 | 55,38 | |||||
Dividend Per Share, 1 Yr. Growth % | 200 | 3,03 | −47,06 | 21,11 | 47,71 | |||||
Gross Loans, 1 Yr. Growth % | 10,46 | 1,51 | −4,27 | −5,51 | 1,25 | |||||
Allowance For Loan Losses, 1 Yr. Growth % | −5,3 | −3,11 | −5,43 | −16,07 | −0,33 | |||||
Net Loans, 1 Yr. Growth % | 10,99 | 1,51 | −4,31 | −5,19 | 1,37 | |||||
Non Performing Loans, 1 Yr. Growth % | −3,25 | −3,53 | 0,15 | −10,79 | −1,26 | |||||
Non Performing Assets, 1 Yr. Growth % | −3,25 | −3,53 | 0,15 | −10,79 | −1,26 | |||||
Total Assets, 1 Yr. Growth % | 1,39 | 1,53 | 4,66 | 1,25 | −1,71 | |||||
Total Deposits, 1 Yr Growth % | 9,54 | 2,54 | −1,45 | −4,75 | −0,72 | |||||
Tangible Book Value, 1 Yr. Growth % | 6,18 | 2,04 | −4,73 | 7,51 | 0,19 | |||||
Common Equity, 1 Yr. Growth % | 5,44 | 2,13 | −1,49 | 6,49 | −0,16 | |||||
Total Equity, 1 Yr. Growth % | 5,75 | 2,71 | 3,98 | 4,38 | −0,08 | |||||
Tvåårig Sammansatt Årlig Tillväxthastighet | ||||||||||
Net Interest Income, 2 Yr. CAGR % | −2,11 | 3,81 | −1,92 | −12,23 | −1,18 | |||||
Non Interest Income, 2 Yr. CAGR % | 7,91 | 7,36 | −2,94 | 8,65 | 7,78 | |||||
Provision For Loan Losses, 2 Yr. CAGR % | −25,46 | −29,2 | 21,01 | −3,62 | 20,04 | |||||
Total Revenues, 2 Yr. CAGR % | 4,82 | 10,66 | −3,25 | −0,49 | 3,47 | |||||
Earnings From Cont. Operations, 2 Yr. CAGR % | 26,74 | 287,76 | −26,23 | 36,42 | 42,79 | |||||
Net Income, 2 Yr. CAGR % | 31,79 | 179,67 | −33,52 | 51,7 | 55,16 | |||||
Normalized Net Income, 2 Yr. CAGR % | 25,06 | 39,35 | −25,19 | 39,11 | 29,7 | |||||
Diluted EPS Before Extra, 2 Yr. CAGR % | 39,89 | 30,08 | −39,7 | 71,13 | 77,02 | |||||
Dividend Per Share, 2 Yr. CAGR % | - | 75,81 | −26,15 | −19,93 | 33,75 | |||||
Gross Loans, 2 Yr. CAGR % | 6,2 | 5,89 | −1,41 | −3,63 | −4,34 | |||||
Allowance For Loan Losses, 2 Yr. CAGR % | 1,22 | −4,21 | −4,28 | −10,91 | −8,54 | |||||
Net Loans, 2 Yr. CAGR % | 6,48 | 6,15 | −1,43 | −3,45 | −4,18 | |||||
Non Performing Loans, 2 Yr. CAGR % | 0,89 | −3,39 | −1,71 | −5,48 | −6,14 | |||||
Non Performing Assets, 2 Yr. CAGR % | 0,89 | −3,39 | −1,71 | −5,48 | −6,14 | |||||
Total Assets, 2 Yr. CAGR % | 3,9 | 1,46 | 3,01 | 2,94 | −0,24 | |||||
Total Deposits, 2 Yr CAGR % | 12,1 | 5,98 | 0,52 | −3,12 | −2,76 | |||||
Tangible Book Value, 2 Yr. CAGR % | 1,8 | 4,09 | −0,97 | 1,2 | 3,78 | |||||
Common Equity, 2 Yr. CAGR % | 1,2 | 3,77 | 0,7 | 2,42 | 3,11 | |||||
Total Equity, 2 Yr. CAGR % | 1,66 | 4,22 | 3,73 | 4,18 | 2,13 | |||||
Treårig Sammansatt Årlig Tillväxthastighet | ||||||||||
Net Interest Income, 3 Yr. CAGR % | −0,92 | 0,3 | −0,52 | −2,64 | −7,79 | |||||
Non Interest Income, 3 Yr. CAGR % | 3,45 | −0,17 | 8,32 | 2,47 | 6,28 | |||||
Provision For Loan Losses, 3 Yr. CAGR % | −11,36 | 9,34 | −32,18 | 29,78 | −3,57 | |||||
Total Revenues, 3 Yr. CAGR % | 2,05 | −0,51 | 8,55 | −0,6 | 0,35 | |||||
Earnings From Cont. Operations, 3 Yr. CAGR % | 9,61 | −9,27 | 160,1 | −6,81 | 36,65 | |||||
Net Income, 3 Yr. CAGR % | 11,03 | −14,67 | 112,99 | −9,36 | 48,71 | |||||
Normalized Net Income, 3 Yr. CAGR % | 10,05 | −12,42 | 36,27 | −8,88 | 35,3 | |||||
Diluted EPS Before Extra, 3 Yr. CAGR % | 12,07 | −17,24 | 28,53 | −9,83 | 65,71 | |||||
Dividend Per Share, 3 Yr. CAGR % | −9,14 | - | 17,84 | −12,91 | −1,8 | |||||
Gross Loans, 3 Yr. CAGR % | 4,82 | 4,61 | 2,4 | −1,93 | −3,47 | |||||
Allowance For Loan Losses, 3 Yr. CAGR % | −1,33 | −0,24 | −4,62 | −8,38 | −7,52 | |||||
Net Loans, 3 Yr. CAGR % | 5,04 | 4,8 | 2,55 | −1,82 | −3,35 | |||||
Non Performing Loans, 3 Yr. CAGR % | −3 | −0,61 | −2,22 | −4,83 | −4,09 | |||||
Non Performing Assets, 3 Yr. CAGR % | −3 | −0,61 | −2,22 | −4,83 | −4,09 | |||||
Total Assets, 3 Yr. CAGR % | 3,8 | 3,1 | 2,47 | 2,42 | 1,37 | |||||
Total Deposits, 3 Yr CAGR % | 9,32 | 8,82 | 3,44 | −1,26 | −2,32 | |||||
Tangible Book Value, 3 Yr. CAGR % | 2,65 | 1,88 | 1,36 | 1,78 | 0,86 | |||||
Common Equity, 3 Yr. CAGR % | 2,16 | 1,51 | 2,25 | 2,59 | 1,56 | |||||
Total Equity, 3 Yr. CAGR % | 2,5 | 2,01 | 4,4 | 3,95 | 2,74 | |||||
Femårig sammansatt årlig tillväxthastighet | ||||||||||
Net Interest Income, 5 Yr. CAGR % | 2,51 | 1,62 | −1,32 | −2,43 | −0,78 | |||||
Non Interest Income, 5 Yr. CAGR % | −1,04 | −2,06 | 0,84 | 4,61 | 8,1 | |||||
Provision For Loan Losses, 5 Yr. CAGR % | −16,66 | 11,66 | 0,39 | 3,96 | −14,78 | |||||
Total Revenues, 5 Yr. CAGR % | 1,17 | −1,09 | −0,1 | 1,53 | 6,49 | |||||
Earnings From Cont. Operations, 5 Yr. CAGR % | 7,88 | −2,99 | −6,45 | 5,38 | 104,63 | |||||
Net Income, 5 Yr. CAGR % | 7,81 | −6,38 | −9,56 | 5,28 | 87,64 | |||||
Normalized Net Income, 5 Yr. CAGR % | 3,47 | −11,3 | −5,7 | 3,42 | 34,35 | |||||
Diluted EPS Before Extra, 5 Yr. CAGR % | 6,98 | −9,95 | −12,54 | 7,49 | 46,09 | |||||
Dividend Per Share, 5 Yr. CAGR % | −5,59 | −5,03 | −16,37 | - | 23,96 | |||||
Gross Loans, 5 Yr. CAGR % | 3,51 | 4,26 | 2,28 | 1,24 | 0,17 | |||||
Allowance For Loan Losses, 5 Yr. CAGR % | −5,8 | −4,43 | −2,52 | −4,66 | −6,21 | |||||
Net Loans, 5 Yr. CAGR % | 3,85 | 4,54 | 2,4 | 1,42 | 0,34 | |||||
Non Performing Loans, 5 Yr. CAGR % | −7,41 | −5,27 | −2,49 | −2,58 | −3,81 | |||||
Non Performing Assets, 5 Yr. CAGR % | −7,41 | −5,27 | −2,49 | −2,58 | −3,81 | |||||
Total Assets, 5 Yr. CAGR % | 1,57 | 3,13 | 3,48 | 3,01 | 1,38 | |||||
Total Deposits, 5 Yr CAGR % | 6,11 | 6,56 | 5,72 | 3,88 | 0,92 | |||||
Tangible Book Value, 5 Yr. CAGR % | 1,02 | 2,27 | 1,19 | 1,79 | 2,32 | |||||
Common Equity, 5 Yr. CAGR % | 0,99 | 2,61 | 1,57 | 2,03 | 2,6 | |||||
Total Equity, 5 Yr. CAGR % | 1,52 | 2,94 | 2,99 | 3,02 | 3,48 |
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