Resultaträkning Mediobanca S.p.A.

Aktier

MB

IT0000062957

Banker

Marknaden stängd - Borsa Italiana Andra börsplatser 17.45.00 2026-04-10			5-dagars förändring	Förändring 1 jan.
18,08 ^EUR	+2,29 %		+9,31 %	+1,63 %

04-10	MPS-investeraren Norges Bank stödjer omval av Lovaglio som VD	RE
04-10	Italgas prissätter obligationsemission om 750 miljoner euro	MT

1c1a01a418eaea0a43b.Mrb9iFYyCq8ylaOe7LgXd6pxXjHNp3aNZR73FlW_rjo.YumbwQ5xfJcE_sWvs8tQDekfGgSH8TLUI06jcgDTw2BQzo3aE3dhxkWn7g

Publicerade finansiella data: MEDIOBANCA S.P.A.

Årlig

Kvartalsvis

Halvårsvis

YTD

LTM

Skatteperiod: Juni	2021	2022	2023	2024	2025
Interest Income On Loans	1,82 md	1,85 md	2,83 md	3,97 md	3,7 md
Interest Income On Investments	107 mn	118 mn	78,76 mn	138 mn	77,18 mn
Interest Income, Total	1,93 md	1,97 md	2,91 md	4,11 md	3,78 md
Interest On Deposits	402 mn	354 mn	1,03 md	2,03 md	1,95 md
Interest Expense, Total	402 mn	354 mn	1,03 md	2,03 md	1,95 md
Net Interest Income	1,52 md	1,61 md	1,89 md	2,09 md	1,84 md
Income From Trading Activities	83,92 mn	−84,82 mn	99,41 mn	39,68 mn	−133 mn
Gain (Loss) on Sale of Loans	−10,02 mn	31,13 mn	4,43 mn	606 tn	70,24 mn
Gain (Loss) on Sale of Assets	-	−5,1 mn	-	-	-
Gain (Loss) on Sale of Invest. & Securities - (Rev)	398 mn	412 mn	443 mn	549 mn	293 mn
Total Other Non Interest Income	619 mn	697 mn	709 mn	834 mn	854 mn
Non Interest Income, Total	1,09 md	1,05 md	1,26 md	1,42 md	1,08 md
Revenues Before Provison For Loan Losses	2,62 md	2,66 md	3,14 md	3,51 md	2,92 md
Provision For Loan Losses	264 mn	204 mn	232 mn	246 mn	329 mn
Total Revenues	2,35 md	2,46 md	2,91 md	3,26 md	2,59 md
Salaries And Other Employee Benefits	620 mn	656 mn	717 mn	788 mn	916 mn
Amort. of Goodwill & Intang. Assets	32,37 mn	29,53 mn	30,19 mn	80,47 mn	60,23 mn
Occupancy Expense	53,22 mn	57,06 mn	62,14 mn	71,11 mn	80,28 mn
Selling General & Admin Expenses, Total	591 mn	623 mn	664 mn	678 mn	697 mn
(Income) Loss on Equity Invest.	-	-	-	-	-
Total Other Non Interest Expense	−51,74 mn	−74,84 mn	−48,32 mn	−68,85 mn	−596 mn
Non Interest Expense, Total	1,25 md	1,29 md	1,43 md	1,55 md	1,16 md
EBT, Excl. Unusual Items	1,11 md	1,17 md	1,48 md	1,71 md	1,43 md
Restructuring Charges	−1,84 mn	−2,38 mn	−3,01 mn	−2,95 mn	−3,21 mn
Total Merger & Related Restructuring Charges	-	-	-	-	-
Impairment of Goodwill	−62,47 mn	−3,73 mn	−49,54 mn	-	−102 mn
Asset Writedown	−200 tn	-	−1,25 mn	−1,61 mn	2,07 mn
Legal Settlements	-	-	-	-	-
Other Unusual Items	39,38 mn	−1,02 mn	−6,36 mn	1,05 mn	−6,31 mn
EBT, Incl. Unusual Items	1,08 md	1,16 md	1,42 md	1,71 md	1,33 md
Income Tax Expense	272 mn	252 mn	395 mn	434 mn	301 mn
Earnings From Continuing Operations	809 mn	910 mn	1,03 md	1,28 md	1,03 md
Net Income to Company	809 mn	910 mn	1,03 md	1,28 md	1,03 md
Minority Interest	−1,62 mn	−2,68 mn	−3,03 mn	−3,14 mn	−1,32 mn
Net Income - (IS)	808 mn	907 mn	1,03 md	1,27 md	1,03 md
Net Income to Common Incl Extra Items	808 mn	907 mn	1,03 md	1,27 md	1,03 md
Net Income to Common Excl. Extra Items	808 mn	907 mn	1,03 md	1,27 md	1,03 md
Poster per aktie
Net EPS - Basic	0,94	1,08	1,22	1,54	1,27
Basic EPS - Continuing Operations	0,94	1,08	1,22	1,54	1,27
Basic Weighted Average Shares Outstanding	862 mn	839 mn	841 mn	827 mn	806 mn
Net EPS - Diluted	0,93	1,08	1,21	1,53	1,27
Diluted EPS - Continuing Operations	0,93	1,08	1,21	1,53	1,27
Diluted Weighted Average Shares Outstanding	867 mn	843 mn	845 mn	833 mn	806 mn
Normalized Basic EPS	0,8	0,87	1,1	1,29	1,11
Normalized Diluted EPS	0,8	0,86	1,09	1,28	1,11
Dividend Per Share	0,66	0,75	0,85	1,07	1,26
Payout Ratio	0,46	63,91	61,74	90,55	104,87
American Depositary Receipts Ratio (ADR)	1	1	1	1	1
Kompletterande punkter
Effective Tax Rate - (Ratio)	25,14	21,69	27,71	25,37	22,65
Current Domestic Taxes	-	255 mn	350 mn	441 mn	269 mn
Total Current Taxes	217 mn	255 mn	350 mn	441 mn	269 mn
Deferred Domestic Taxes	-	−3,23 mn	44,83 mn	−6,63 mn	31,44 mn
Total Deferred Taxes	54,46 mn	−3,23 mn	44,83 mn	−6,63 mn	31,44 mn
Normalized Net Income	690 mn	728 mn	925 mn	1,07 md	895 mn
Non-Cash Pension Expense	34,51 mn	35,63 mn	40,66 mn	13,23 mn	2,6 mn
Kompletterande driftskostnadsposter
Stock-Based Comp., SG&A Exp. (Total)	14,39 mn	13,27 mn	11,18 mn	15,83 mn	37,65 mn
Total Stock-Based Compensation	14,39 mn	13,27 mn	11,18 mn	15,83 mn	37,65 mn

Skatteperiod: Juni	2021	2022	2023	2024	2025
TILLGÅNGAR
Cash And Equivalents	1,97 md	8,58 md	4,24 md	3,36 md	1,67 md
Investment Securities, Total	12,91 md	10,99 md	13,86 md	17,17 md	17,29 md
Trading Asset Securities, Total	12,22 md	10,92 md	11,41 md	16,83 md	17,58 md
Total investments	25,13 md	21,92 md	25,27 md	34 md	34,87 md
Gross Loans	52,47 md	56,79 md	58,42 md	58,27 md	63,65 md
Net Loans	52,47 md	56,79 md	58,42 md	58,27 md	63,65 md
Gross Property Plant And Equipment	723 mn	783 mn	846 mn	885 mn	1,25 md
Accumulated Depreciation	−283 mn	−337 mn	−371 mn	−393 mn	−434 mn
Net Property Plant And Equipment	439 mn	447 mn	475 mn	493 mn	819 mn
Goodwill	602 mn	617 mn	575 mn	827 mn	793 mn
Other Intangibles, Total	142 mn	222 mn	222 mn	218 mn	231 mn
Investment in Real Estate	62,85 mn	59,64 mn	50,49 mn	48 mn	377 mn
Accrued Interest Receivable	53,95 mn	63,28 mn	71,13 mn	70,01 mn	116 mn
Other Receivables	767 mn	869 mn	928 mn	1,12 md	1,36 md
Restricted Cash	278 mn	315 mn	521 mn	318 mn	349 mn
Other Current Assets, Total	7,62 mn	3,57 mn	255 mn	407 mn	1,67 md
Deferred Tax Assets Long-Term (Collected)	584 mn	597 mn	524 mn	-	-
Other Real Estate Owned And Foreclosed	-	-	-	8,86 mn	9,94 mn
Deferred Charges Long-Term	-	-	-	-	-
Other Long-Term Assets, Total	89,88 mn	94,64 mn	93,22 mn	85,15 mn	85,87 mn
Total Assets	82,6 md	90,57 md	91,64 md	99,23 md	106 md
Skulder
Accrued Expenses, Total	320 mn	316 mn	407 mn	490 mn	658 mn
Interest Bearing Deposits	26,5 md	30,65 md	29,95 md	29,12 md	32,38 md
Non-Interest Bearing Deposits	406 mn	461 mn	269 mn	279 mn	245 mn
Total Deposits	26,91 md	31,11 md	30,22 md	29,39 md	32,62 md
Short-Term Borrowings	8,38 md	11,78 md	11,46 md	16,08 md	15,93 md
Long-Term Debt	30,17 md	31,09 md	31,96 md	34,86 md	38,67 md
Long-Term Leases	227 mn	209 mn	217 mn	213 mn	254 mn
Current Income Taxes Payable	211 mn	257 mn	417 mn	360 mn	206 mn
Other Current Liabilities - (Bank / Utility Template)	4,41 md	4,13 md	4,51 md	5,4 md	5,2 md
Unearned Revenue Non Current	120 mn	108 mn	102 mn	-	-
Pension & Other Post Retirement Benefits	28,3 mn	21,97 mn	20,58 mn	20,44 mn	18,03 mn
Deferred Tax Liability Non-Current	339 mn	403 mn	450 mn	390 mn	466 mn
Other Non Current Liabilities	388 mn	391 mn	448 mn	774 mn	536 mn
Total Liabilities	71,5 md	79,82 md	80,21 md	87,98 md	94,56 md
Common Stock, Total	444 mn	444 mn	444 mn	445 mn	445 mn
Additional Paid In Capital	2,2 md	2,2 md	2,2 md	2,2 md	1,77 md
Retained Earnings	7,66 md	7,82 md	8,7 md	1,27 md	513 mn
Treasury Stock	−217 mn	−241 mn	−78,88 mn	−68,83 mn	−103 mn
Comprehensive Income and Other	931 mn	434 mn	62,13 mn	7,31 md	8,81 md
Total Common Equity	11,01 md	10,65 md	11,33 md	11,16 md	11,43 md
Minority Interest	88,31 mn	102 mn	104 mn	86,11 mn	14,56 mn
Total Equity	11,1 md	10,75 md	11,43 md	11,24 md	11,45 md
Total Liabilities And Equity	82,6 md	90,57 md	91,64 md	99,23 md	106 md
Kompletterande poster
ECS Total Shares Outstanding on Filing Date	862 mn	839 mn	841 mn	827 mn	807 mn
ECS Total Common Shares Outstanding	862 mn	839 mn	841 mn	827 mn	807 mn
Book Value / Share	12,77	12,69	13,47	13,5	14,18
Tangible Book Value	10,27 md	9,81 md	10,53 md	10,11 md	10,41 md
Tangible Book Value Per Share	11,91	11,69	12,52	12,23	12,91
Total Debt	38,77 md	43,08 md	43,64 md	51,15 md	54,85 md
Debt Equivalent of Unfunded Proj. Benefit Obligation	1,41 mn	−782 tn	−617 tn	−118 tn	181 tn
Net Debt	21,05 md	20,85 md	24,5 md	25,27 md	28,44 md
Equity Method Investments, Total	3,7 md	3,16 md	3,56 md	3,79 md	4,24 md
Full Time Employees	4,92 tn	5,02 tn	5,23 tn	5,44 tn	5,42 tn

Skatteperiod: Juni	2021	2022	2023	2024	2025
Net Income	808 mn	907 mn	1,03 md	1,27 md	1,03 md
Depreciation, Depletion & Amortization	53,22 mn	57,06 mn	62,14 mn	71,11 mn	80,28 mn
Amortization of Goodwill and Intangible Assets - (CF)	9,48 mn	29,53 mn	30,19 mn	38,57 mn	5,78 mn
Total Depreciation, Depletion & Amortization	62,7 mn	86,58 mn	92,34 mn	110 mn	86,06 mn
Amortization of Deferred Charges, Total	22,89 mn	22,68 mn	17,02 mn	31,73 mn	29,8 mn
Total Asset Writedown	200 tn	-	-	-	24,65 mn
Change in Trading Asset Securities	−678 mn	1,66 md	−1,51 md	−5,59 md	463 mn
Change in Other Net Operating Assets (Collected)	−1,06 md	3,66 md	−2,38 md	4,11 md	2,61 md
Other Operating Activities	−558 mn	−480 mn	−406 mn	500 mn	−1,76 md
Cash from Operations	−1,4 md	5,86 md	−3,16 md	440 mn	2,49 md
Capital Expenditure	−26,34 mn	−26,46 mn	−39,75 mn	−51,16 mn	−23,39 mn
Sale of Property, Plant, and Equipment	546 tn	2,08 mn	9,7 mn	128 tn	17,29 mn
Cash Acquisitions	-	-	-	55 tn	-
Divestitures	-	-	246 tn	-	-
Purchase / Sale of Intangible Assets	−28,54 mn	−25,9 mn	−36,35 mn	−36,5 mn	−50,7 mn
Investment in Marketable and Equity Securities, Total	207 mn	314 mn	236 mn	107 mn	9,13 mn
Cash from Investing	153 mn	264 mn	170 mn	19,05 mn	−47,68 mn
Issuance of Common Stock	-	-	-	6,25 mn	3,18 mn
Repurchase of Common Stock	-	−241 mn	-	−188 mn	−85,28 mn
Common Dividends Paid	−3,69 mn	−580 mn	−634 mn	−1,15 md	−1,08 md
Common & Preferred Stock Dividends Paid	−3,69 mn	−580 mn	−634 mn	−1,15 md	−1,08 md
Net Increase (Decrease) in Deposit Accounts - (CF)	-	-	-	-	-
Cash from Financing	−3,69 mn	−821 mn	−634 mn	−1,33 md	−1,16 md
Foreign Exchange Rate Adjustments	-	-	-	-	42 tn
Net Change in Cash	−1,25 md	5,31 md	−3,62 md	−876 mn	1,28 md
Kompletterande poster
Cash Interest Paid	441 mn	294 mn	1,36 md	3,37 md	2,58 md
Cash Income Tax Paid (Refund)	279 mn	288 mn	257 mn	499 mn	561 mn

Skatteperiod: Juni	2021	2022	2023	2024	2025
Lönsamhet
Return on Assets	1	1,05	1,13	1,34	1,31
Return On Equity %	7,77	8,33	9,29	11,26	11,86
Return on Common Equity	7,82	8,37	9,35	11,33	11,91
Shareholders Value Added	−421 mn	−362 mn	−259 mn	−35,16 mn	19,75 mn
Marginalanalys
SG&A Margin	53,78	54,31	49,6	47,11	65,36
Net Interest Income / Total Revenues %	64,84	65,56	64,83	63,92	70,84
EBT Excl. Non-Recurring Items Margin %	47,05	47,53	51,02	52,53	55,33
Income From Continuing Operations Margin %	34,42	36,99	35,39	39,12	39,62
Net Income Margin %	34,35	36,88	35,29	39,03	39,57
Net Avail. For Common Margin %	34,35	36,88	35,29	39,03	39,57
Normalized Net Income Margin	29,33	29,6	31,79	32,73	34,53
Tillgångskvalitet
Nonperforming Loans / Total Loans %	3,76	2,95	2,27	2,07	1,58
Nonperforming Loans / Total Assets %	2,39	1,85	1,45	1,22	0,95
Nonperforming Assets / Total Assets %	2,4	1,86	1,46	1,23	0,96
NPAs / Loans and OREO	3,78	2,96	2,28	2,09	1,6
NPAs / Equity	17,86	15,65	11,67	10,83	8,87
Kapital och Finansiering
Total Average Common Equity / Total Average Assets %	12,79	12,51	12,06	11,78	11
Total Average Equity / Total Average Assets %	12,9	12,62	12,17	11,88	11,05
Total Equity + Allowance for Loan Losses / Total Loans %	20,99	18,75	19,39	19,15	17,96
Gross Loans / Total Deposits %	194,99	182,52	193,3	198,22	195,11
Net Loans / Total Deposits %	194,99	182,52	193,3	198,22	195,11
Tier 1 Capital Ratio %	16,31	15,67	15,9	15,17	16,43
Total Capital Ratio %	18,91	17,62	17,92	17,72	18,68
Core Tier 1 Capital Ratio	16,31	15,67	15,9	15,17	16,43
Tier 2 Capital Ratio	2,61	1,95	2,02	2,55	2,25
Interbank Ratio	94,42	41,54	70,25	-	-
Täckning av fasta kostnader
EBT + Interest Expense / Interest Expense	3,69	4,28	2,39	1,84	1,68
Tillväxt jämfört med föregående år
Net Interest Income, 1 Yr. Growth %	−0,3	5,75	17,01	10,56	−2,93
Non Interest Income, 1 Yr. Growth %	21,8	−3,69	18,92	13,48	8,04
Provision For Loan Losses, 1 Yr. Growth %	−33,51	−22,87	13,84	6,11	−5,53
Total Revenues, 1 Yr. Growth %	15,98	4,58	18,09	12,18	2,06
Earnings From Cont. Operations, 1 Yr. Growth %	34,55	12,41	13,21	24,05	4,28
Net Income, 1 Yr. Growth %	34,51	12,31	13,21	24,11	4,46
Normalized Net Income, 1 Yr. Growth %	21,12	1,76	27,08	16,63	4,46
Diluted EPS Before Extra, 1 Yr. Growth %	34,78	16,13	12,04	26,45	6,54
Dividend Per Share, 1 Yr. Growth %	-	13,64	13,33	25,88	7,48
Gross Loans, 1 Yr. Growth %	2,01	10,98	1,59	−0,26	4,73
Net Loans, 1 Yr. Growth %	2,01	10,98	1,59	−0,26	4,73
Non Performing Loans, 1 Yr. Growth %	-	-	-	-	−15,96
Non Performing Assets, 1 Yr. Growth %	-	-	-	-	−15,79
Total Assets, 1 Yr. Growth %	4,62	9,65	1,18	8,3	4,76
Total Deposits, 1 Yr Growth %	3,86	15,61	−2,86	−2,74	5,53
Tangible Book Value, 1 Yr. Growth %	16,26	−4,48	7,34	−3,96	−0,13
Common Equity, 1 Yr. Growth %	14,14	−3,32	6,37	−1,49	0,26
Total Equity, 1 Yr. Growth %	13,97	−3,17	6,33	−1,63	−0,38
Tvåårig Sammansatt Årlig Tillväxthastighet
Net Interest Income, 2 Yr. CAGR %	0,48	2,68	11,24	13,74	3,6
Non Interest Income, 2 Yr. CAGR %	10,96	8,31	7,28	16,12	10,73
Provision For Loan Losses, 2 Yr. CAGR %	12,32	−28,39	−6,3	9,91	0,12
Total Revenues, 2 Yr. CAGR %	3,69	10,13	11,25	15,07	7
Earnings From Cont. Operations, 2 Yr. CAGR %	−1,03	22,98	12,81	18,46	13,74
Net Income, 2 Yr. CAGR %	−0,94	22,91	12,76	18,49	13,86
Normalized Net Income, 2 Yr. CAGR %	1,34	13,05	13,72	21,14	10,38
Diluted EPS Before Extra, 2 Yr. CAGR %	−0,53	25,11	14,06	19,02	16,06
Dividend Per Share, 2 Yr. CAGR %	18,5	-	13,48	19,44	16,32
Gross Loans, 2 Yr. CAGR %	3,56	5,07	6,85	0,66	2,2
Net Loans, 2 Yr. CAGR %	3,56	5,07	6,85	0,66	2,2
Non Performing Loans, 2 Yr. CAGR %	-	-	-	-	-
Non Performing Assets, 2 Yr. CAGR %	-	-	-	-	-
Total Assets, 2 Yr. CAGR %	2,74	7,11	5,33	4,67	6,52
Total Deposits, 2 Yr CAGR %	5,89	9,58	5,98	−2,8	1,31
Tangible Book Value, 2 Yr. CAGR %	7,37	5,38	1,26	1,53	−2,06
Common Equity, 2 Yr. CAGR %	5,96	5,05	1,41	2,37	−0,62
Total Equity, 2 Yr. CAGR %	5,9	5,05	1,47	2,27	−1,01
Treårig Sammansatt Årlig Tillväxthastighet
Net Interest Income, 3 Yr. CAGR %	1,68	2,2	7,25	11,01	7,89
Non Interest Income, 3 Yr. CAGR %	5,19	5,85	11,92	9,28	13,36
Provision For Loan Losses, 3 Yr. CAGR %	8,1	−0,9	−16,42	−2,33	4,5
Total Revenues, 3 Yr. CAGR %	2,57	3,99	12,8	11,54	10,56
Earnings From Cont. Operations, 3 Yr. CAGR %	−2,3	3,26	19,64	16,41	13,53
Net Income, 3 Yr. CAGR %	−2,22	3,29	19,59	16,39	13,61
Normalized Net Income, 3 Yr. CAGR %	0,01	2,72	17,55	14,3	15,3
Diluted EPS Before Extra, 3 Yr. CAGR %	−1,73	4,74	20,59	18,05	14,71
Dividend Per Share, 3 Yr. CAGR %	11,98	16,86	-	17,48	15,31
Gross Loans, 3 Yr. CAGR %	6,77	5,09	4,33	4,43	2
Net Loans, 3 Yr. CAGR %	6,77	5,09	4,33	4,43	2
Non Performing Loans, 3 Yr. CAGR %	-	-	-	-	-
Non Performing Assets, 3 Yr. CAGR %	-	-	-	-	-
Total Assets, 3 Yr. CAGR %	4,54	5	5,09	6,3	4,7
Total Deposits, 3 Yr CAGR %	10,09	9,03	5,26	2,99	−0,1
Tangible Book Value, 3 Yr. CAGR %	4,87	3,27	6,03	−0,51	0,98
Common Equity, 3 Yr. CAGR %	4,52	2,77	5,49	0,43	1,66
Total Equity, 3 Yr. CAGR %	4,48	2,78	5,48	0,42	1,38
Femårig sammansatt årlig tillväxthastighet
Net Interest Income, 5 Yr. CAGR %	3,54	3,48	5,4	6,67	5,77
Non Interest Income, 5 Yr. CAGR %	17,72	10,74	6,02	9,95	11,42
Provision For Loan Losses, 5 Yr. CAGR %	−7,89	−6,53	2,1	3,29	−10,16
Total Revenues, 5 Yr. CAGR %	11,49	7,61	5,96	8,33	10,43
Earnings From Cont. Operations, 5 Yr. CAGR %	5,9	4,15	3,48	9,09	17,22
Net Income, 5 Yr. CAGR %	5,96	3,87	3,51	9,12	17,24
Normalized Net Income, 5 Yr. CAGR %	8,25	10,36	6,05	9,72	14,4
Diluted EPS Before Extra, 5 Yr. CAGR %	5,85	4,42	4,31	10,23	18,76
Dividend Per Share, 5 Yr. CAGR %	19,57	15,18	12,58	17,88	-
Gross Loans, 5 Yr. CAGR %	7,31	6,99	6,27	3,55	3,48
Net Loans, 5 Yr. CAGR %	7,31	6,99	6,27	3,55	3,48
Non Performing Loans, 5 Yr. CAGR %	−1,63	−5,34	-	-	-
Non Performing Assets, 5 Yr. CAGR %	−1,55	−5,28	-	-	-
Total Assets, 5 Yr. CAGR %	3,42	5,15	4,85	4,87	5,66
Total Deposits, 5 Yr CAGR %	5,11	4,39	8,42	4,14	3,67
Tangible Book Value, 5 Yr. CAGR %	4,15	2,77	3,41	2,57	2,72
Common Equity, 5 Yr. CAGR %	4,51	3,17	3,27	2,61	3
Total Equity, 5 Yr. CAGR %	4,47	3,18	3,27	2,58	2,83