Kassaflöde Intesa Sanpaolo S.p.A.

Aktier

ISP

IT0000072618

Banker

Marknaden stängd - Borsa Italiana Andra börsplatser 17.45.00 2026-06-10			5-dagars förändring	Förändring 1 jan.
5,595 ^EUR	0,00 %		−0,85 %	−5,51 %

06-10	Unicredit medvetna om Commerzbanks oro men anmälda aktier är 'ett faktum', enligt källa	RE
06-10	Handlare säljer av; Prysmian och Stellantis i botten	AN

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Publicerade finansiella data: INTESA SANPAOLO S.P.A.

Årlig

Kvartalsvis

Halvårsvis

YTD

LTM

Skatteperiod: December	2021	2022	2023	2024	2025
Interest Income On Loans	10,47 md	13,23 md	32,52 md	34,6 md	27,76 md
Interest Income On Investments	161 mn	225 mn	660 mn	800 mn	1,09 md
Interest Income, Total	10,63 md	13,46 md	33,18 md	35,4 md	28,85 md
Interest On Deposits	2,48 md	3,55 md	15,59 md	16,51 md	10,45 md
Interest Expense, Total	2,48 md	3,55 md	15,59 md	16,51 md	10,45 md
Net Interest Income	8,15 md	9,91 md	17,6 md	18,89 md	18,4 md
Income From Trading Activities	503 mn	−149 mn	513 mn	493 mn	1,02 md
Gain (Loss) on Sale of Loans	201 mn	167 mn	−58 mn	50 mn	208 mn
Gain (Loss) on Sale of Invest. & Securities - (Rev)	5,72 md	1,72 md	2,03 md	2,64 md	2,04 md
Total Other Non Interest Income	6,35 md	9,4 md	4,43 md	4,44 md	5,41 md
Non Interest Income, Total	12,78 md	11,14 md	6,92 md	7,62 md	8,68 md
Revenues Before Provison For Loan Losses	20,93 md	21,05 md	24,52 md	26,51 md	27,09 md
Provision For Loan Losses	2,81 md	2,58 md	1,36 md	1,13 md	1,77 md
Total Revenues	18,12 md	18,47 md	23,16 md	25,38 md	25,32 md
Salaries And Other Employee Benefits	6,59 md	6,71 md	6,59 md	6,77 md	6,62 md
Amort. of Goodwill & Intang. Assets	786 mn	858 mn	808 mn	864 mn	917 mn
Occupancy Expense	617 mn	636 mn	605 mn	583 mn	529 mn
Selling General & Admin Expenses, Total	4,94 md	4,87 md	4,83 md	3,31 md	3,09 md
(Income) Loss on Equity Invest.	−138 mn	−232 mn	−163 mn	32 mn	269 mn
Total Other Non Interest Expense	−613 mn	−589 mn	−592 mn	728 mn	462 mn
Non Interest Expense, Total	12,18 md	12,25 md	12,08 md	12,29 md	11,89 md
EBT, Excl. Unusual Items	5,94 md	6,22 md	11,08 md	13,09 md	13,43 md
Restructuring Charges	−378 mn	−169 mn	−307 mn	−832 mn	−492 mn
Total Merger & Related Restructuring Charges	-	-	-	-	-
Impairment of Goodwill	-	-	-	-	-
Asset Writedown	−65 mn	−76 mn	−63 mn	−67 mn	−79 mn
Insurance Settlements	-	-	-	-	-
Legal Settlements	−221 mn	-	-	−92 mn	−83 mn
Other Unusual Items	−93 mn	28 mn	36 mn	−41 mn	−128 mn
EBT, Incl. Unusual Items	5,18 md	6,01 md	10,75 md	12,06 md	12,64 md
Income Tax Expense	1,14 md	1,63 md	2,99 md	3,4 md	3,3 md
Earnings From Continuing Operations	4,04 md	4,38 md	7,75 md	8,66 md	9,34 md
Earnings Of Discontinued Operations	-	-	-	-	-
Net Income to Company	4,04 md	4,38 md	7,75 md	8,66 md	9,34 md
Minority Interest	142 mn	−23 mn	−28 mn	7 mn	−20 mn
Net Income - (IS)	4,18 md	4,35 md	7,72 md	8,67 md	9,32 md
Net Income to Common Incl Extra Items	4,18 md	4,35 md	7,72 md	8,67 md	9,32 md
Net Income to Common Excl. Extra Items	4,18 md	4,35 md	7,72 md	8,67 md	9,32 md
Poster per aktie
Net EPS - Basic	0,22	0,23	0,42	0,48	0,53
Basic EPS - Continuing Operations	0,22	0,23	0,42	0,48	0,53
Basic Weighted Average Shares Outstanding	19,38 md	19,32 md	18,37 md	18,02 md	17,58 md
Net EPS - Diluted	0,22	0,23	0,42	0,48	0,53
Diluted EPS - Continuing Operations	0,22	0,23	0,42	0,48	0,53
Diluted Weighted Average Shares Outstanding	19,38 md	19,32 md	18,37 md	18,02 md	17,58 md
Normalized Basic EPS	0,2	0,2	0,38	0,45	0,48
Normalized Diluted EPS	0,2	0,2	0,38	0,45	0,48
Dividend Per Share	0,25	0,16	0,3	0,34	0,38
Payout Ratio	96,56	68,12	55,58	67,27	67,85
American Depositary Receipts Ratio (ADR)	6	6	6	6	6
Kompletterande punkter
Effective Tax Rate - (Ratio)	21,96	27,14	27,86	28,19	26,13
Total Current Taxes	−500 mn	243 mn	1,7 md	1,58 md	2,68 md
Total Deferred Taxes	1,64 md	1,39 md	1,3 md	1,82 md	624 mn
Normalized Net Income	3,85 md	3,87 md	6,9 md	8,19 md	8,37 md
Non-Cash Pension Expense	10 mn	18 mn	39 mn	34 mn	25 mn
Kompletterande driftskostnadsposter
Stock-Based Comp., SG&A Exp. (Total)	220 mn	146 mn	158 mn	148 mn	144 mn
Total Stock-Based Compensation	220 mn	146 mn	158 mn	148 mn	144 mn

Skatteperiod: December	2021	2022	2023	2024	2025
TILLGÅNGAR
Cash And Equivalents	14,76 md	113 md	89,27 md	40,53 md	37,87 md
Investment Securities, Total	312 md	254 md	279 md	299 md	329 md
Trading Asset Securities, Total	50,62 md	43,75 md	39,47 md	44,34 md	47,63 md
Total investments	362 md	298 md	318 md	343 md	376 md
Gross Loans	520 md	505 md	489 md	482 md	485 md
Allowance For Loan Losses	−10,65 md	−7,76 md	−7,39 md	−7,16 md	−5,87 md
Net Loans	509 md	497 md	482 md	475 md	479 md
Gross Property Plant And Equipment	18,74 md	18,79 md	17,97 md	17,68 md	17,23 md
Accumulated Depreciation	−8,75 md	−9,05 md	−9,03 md	−9,42 md	−9,42 md
Net Property Plant And Equipment	9,99 md	9,74 md	8,94 md	8,25 md	7,8 md
Goodwill	3,57 md	3,63 md	3,67 md	3,7 md	3,7 md
Other Intangibles, Total	5,77 md	6,2 md	5,85 md	6,16 md	6,3 md
Investment in Real Estate	798 mn	770 mn	887 mn	770 mn	841 mn
Loans Held For Sale	-	-	-	-	-
Other Receivables	12,57 md	4,19 md	2,6 md	2,29 md	1,68 md
Restricted Cash	127 md	5,43 md	7,7 md	7,74 md	7,75 md
Other Current Assets, Total	1,42 md	638 mn	264 mn	667 mn	1,06 md
Deferred Tax Assets Long-Term (Collected)	15,25 md	14,75 md	12,6 md	11,27 md	10,48 md
Other Real Estate Owned And Foreclosed	-	-	-	-	-
Deferred Charges Long-Term	-	-	-	-	-
Other Long-Term Assets, Total	6,12 md	22,47 md	31,47 md	33,9 md	27,48 md
Total Assets	1 069 md	976 md	964 md	933 md	960 md
Skulder
Accounts Payable, Total	2,27 md	1,88 md	1,69 md	1,75 md	1,83 md
Accrued Expenses, Total	5,64 md	4,09 md	4,4 md	2,64 md	2,23 md
Interest Bearing Deposits	117 md	111 md	80,94 md	86,12 md	87,97 md
Non-Interest Bearing Deposits	427 md	416 md	368 md	365 md	373 md
Total Deposits	544 md	527 md	449 md	451 md	461 md
Short-Term Borrowings	50,56 md	48,03 md	68,86 md	75,71 md	102 md
Long-Term Debt	241 md	208 md	199 md	155 md	147 md
Long-Term Leases	1,39 md	1,32 md	1,22 md	1,1 md	1,05 md
Current Income Taxes Payable	363 mn	297 mn	458 mn	383 mn	865 mn
Other Current Liabilities - (Bank / Utility Template)	25,75 md	10,04 md	10,98 md	8,66 md	6,4 md
Unearned Revenue Non Current	945 mn	932 mn	-	-	-
Pension & Other Post Retirement Benefits	1,39 md	991 mn	865 mn	804 mn	667 mn
Deferred Tax Liability Non-Current	1,92 md	2,01 md	1,49 md	1,71 md	2,02 md
Other Non Current Liabilities	131 md	109 md	161 md	169 md	170 md
Total Liabilities	1 005 md	914 md	899 md	868 md	895 md
Common Stock, Total	10,08 md	10,37 md	10,37 md	10,37 md	10,37 md
Additional Paid In Capital	27,29 md	28,05 md	28 md	27,6 md	24,28 md
Retained Earnings	19,4 md	17,88 md	18,81 md	19,71 md	23,16 md
Treasury Stock	−136 mn	−124 mn	−140 mn	−179 mn	−240 mn
Comprehensive Income and Other	7,14 md	5,48 md	6,92 md	7,68 md	7,66 md
Total Common Equity	63,78 md	61,66 md	63,96 md	65,18 md	65,23 md
Minority Interest	291 mn	166 mn	164 mn	145 mn	152 mn
Total Equity	64,07 md	61,82 md	64,13 md	65,32 md	65,38 md
Total Liabilities And Equity	1 069 md	976 md	964 md	933 md	960 md
Kompletterande poster
ECS Total Shares Outstanding on Filing Date	19,4 md	18,96 md	18,26 md	17,78 md	17,39 md
ECS Total Common Shares Outstanding	19,4 md	18,96 md	18,26 md	17,78 md	17,39 md
Book Value / Share	3,29	3,25	3,5	3,67	3,75
Tangible Book Value	54,43 md	51,82 md	54,44 md	55,32 md	55,22 md
Tangible Book Value Per Share	2,81	2,73	2,98	3,11	3,18
Total Debt	293 md	258 md	269 md	232 md	250 md
Debt Equivalent of Unfunded Proj. Benefit Obligation	1,45 md	978 mn	811 mn	679 mn	556 mn
Net Debt	195 md	73,74 md	111 md	111 md	119 md
Equity Method Investments, Total	1,65 md	2,01 md	2,5 md	3,04 md	2,74 md
Full Time Employees	97,7 tn	95,57 tn	94,37 tn	90,92 tn	88,07 tn
Number Of Offices	4,72 tn	4,56 tn	4,26 tn	3,92 tn	3,57 tn

Skatteperiod: December	2021	2022	2023	2024	2025
Net Income	4,18 md	4,35 md	7,72 md	8,67 md	9,32 md
Depreciation, Depletion & Amortization	687 mn	654 mn	636 mn	667 mn	569 mn
Amortization of Goodwill and Intangible Assets - (CF)	264 mn	858 mn	801 mn	58 mn	54 mn
Total Depreciation, Depletion & Amortization	951 mn	1,51 md	1,44 md	725 mn	623 mn
Amortization of Deferred Charges, Total	628 mn	-	-	1,02 md	1,1 md
(Gain) Loss on Sale of Investments - (CF)	−1,76 md	533 mn	−1,74 md	1,15 md	−3,53 md
Total Asset Writedown	44 mn	28 mn	38 mn	44 mn	58 mn
Restructuring Activities	-	160 mn	214 mn	-	46 mn
Provision for Credit Losses	3,62 md	3,15 md	1,78 md	1,57 md	2,34 md
Change in Trading Asset Securities	−4,17 md	16,62 md	−12,2 md	−7,83 md	−17,47 md
Change in Other Net Operating Assets (Collected)	2,12 md	74,48 md	−17,49 md	−51,18 md	7,42 md
Other Operating Activities	3,18 md	1,44 md	2,9 md	5,66 md	8,33 md
Cash from Operations	8,8 md	102 md	−17,34 md	−40,19 md	8,24 md
Capital Expenditure	−775 mn	−576 mn	−334 mn	−286 mn	−276 mn
Sale of Property, Plant, and Equipment	96 mn	78 mn	633 mn	79 mn	93 mn
Cash Acquisitions	−446 mn	1,07 md	-	153 mn	-
Divestitures	-	-	-	-	150 mn
Purchase / Sale of Intangible Assets	−1,1 md	−1,27 md	−1,25 md	−1,38 md	−1,37 md
Investment in Marketable and Equity Securities, Total	−50 mn	78 mn	288 mn	133 mn	123 mn
Other Investing Activities, Total	48 mn	79 mn	73 mn	53 mn	58 mn
Cash from Investing	−2,23 md	−538 mn	−588 mn	−1,25 md	−1,23 md
Issuance of Common Stock	-	616 mn	417 mn	355 mn	-
Repurchase of Common Stock	−1,54 md	−1,12 md	−1,71 md	−1,74 md	−3,46 md
Common Dividends Paid	−4,04 md	−2,97 md	−4,29 md	−5,83 md	−6,32 md
Common & Preferred Stock Dividends Paid	−4,04 md	−2,97 md	−4,29 md	−5,83 md	−6,32 md
Net Increase (Decrease) in Deposit Accounts - (CF)	-	-	-	-	-
Special Dividend Paid	-	-	-	-	-
Other Financing Activities, Total	−14 mn	−50 mn	−7 mn	23 mn	-
Cash from Financing	−5,59 md	−3,52 md	−5,59 md	−7,19 md	−9,79 md
Foreign Exchange Rate Adjustments	37 mn	−52 mn	−136 mn	−115 mn	114 mn
Miscellaneous Cash Flow Adjustments	-	-	-	-	-
Net Change in Cash	1,02 md	98,17 md	−23,65 md	−48,74 md	−2,66 md

Skatteperiod: December	2021	2022	2023	2024	2025
Lönsamhet
Return on Assets	0,39	0,43	0,8	0,91	0,99
Return On Equity %	6,2	6,95	12,36	13,38	14,29
Return on Common Equity	6,46	6,94	12,35	13,42	14,3
Shareholders Value Added	−3,09 md	−2,21 md	1,21 md	1,5 md	1,86 md
Marginalanalys
SG&A Margin	67,03	66,1	51,92	42,02	40,46
Net Interest Income / Total Revenues %	45,01	53,65	75,99	74,44	72,69
EBT Excl. Non-Recurring Items Margin %	32,78	33,7	47,85	51,58	53,03
Income From Continuing Operations Margin %	22,32	23,7	33,48	34,12	36,89
Net Income Margin %	23,1	23,57	33,35	34,15	36,82
Net Avail. For Common Margin %	23,1	23,57	33,35	34,15	36,82
Normalized Net Income Margin	21,27	20,94	29,78	32,27	33,07
Tillgångskvalitet
Nonperforming Loans / Total Loans %	2,93	2,11	2,02	2,02	1,56
Nonperforming Loans / Total Assets %	1,43	1,09	1,03	1,04	0,79
Nonperforming Assets / Total Assets %	1,43	1,09	1,03	1,04	0,79
NPAs / Loans and OREO	2,93	2,11	2,02	2,02	1,56
NPAs / Equity	23,8	17,21	15,43	14,9	11,57
Allowance for Credit Losses / Net Charge-offs %	732,9	994,11	1,44 tn	918,49	651,17
Allowance for Credit Losses / Nonperforming Loans %	69,83	72,96	74,7	73,51	77,55
Allowance for Credit Losses / Total Loans %	2,05	1,54	1,51	1,48	1,21
Provision for Loan Losses / Net Charge-offs %	193,6	330,22	264,4	145,19	196,34
Kapital och Finansiering
Total Average Common Equity / Total Average Assets %	6,26	6,13	6,45	6,81	6,89
Total Average Equity / Total Average Assets %	6,29	6,16	6,47	6,82	6,9
Total Equity + Allowance for Loan Losses / Total Loans %	14,31	13,75	14,58	15,01	14,67
Gross Loans / Total Deposits %	95,68	95,83	108,92	106,81	105,16
Net Loans / Total Deposits %	93,72	94,36	107,28	105,22	103,89
Tier 1 Capital Ratio %	16,4	16,2	16,3	15,8	15,6
Total Capital Ratio %	19,1	19,1	19,2	19	18,7
Core Tier 1 Capital Ratio	14,5	13,8	13,7	13,3	13,2
Tier 2 Capital Ratio	2,74	2,84	2,91	3,22	3,07
Coverage Ratio	69,83	72,96	74,7	73,51	77,55
Interbank Ratio	119,18	67,67	47,32	71,08	73,22
Täckning av fasta kostnader
EBT + Interest Expense / Interest Expense	3,09	2,69	1,69	1,73	2,21
Tillväxt jämfört med föregående år
Net Interest Income, 1 Yr. Growth %	4,3	21,54	40,99	7,35	−2,57
Non Interest Income, 1 Yr. Growth %	17,96	−12,81	−14,6	10,07	14
Provision For Loan Losses, 1 Yr. Growth %	−35,11	−8,32	−47,31	−16,78	56,41
Total Revenues, 1 Yr. Growth %	26,57	1,95	28,62	9,58	−0,23
Earnings From Cont. Operations, 1 Yr. Growth %	88,13	8,26	76,1	11,7	7,88
Net Income, 1 Yr. Growth %	27,71	4,04	76,39	12,2	7,56
Normalized Net Income, 1 Yr. Growth %	135,56	1,11	75,99	18,15	3,24
Diluted EPS Before Extra, 1 Yr. Growth %	84	4,37	85,26	14,29	10,42
Dividend Per Share, 1 Yr. Growth %	601,96	−34,6	80,6	15,2	10,26
Gross Loans, 1 Yr. Growth %	1,71	−2,95	−3,03	−1,58	0,55
Allowance For Loan Losses, 1 Yr. Growth %	-	−27,09	−4,79	−5,72	−18
Net Loans, 1 Yr. Growth %	−0,37	−2,45	−3,01	−1,52	0,83
Non Performing Loans, 1 Yr. Growth %	−27,03	−30,21	−7,01	−2,06	−22,27
Non Performing Assets, 1 Yr. Growth %	−27,03	−30,21	−7,01	−2,06	−22,27
Total Assets, 1 Yr. Growth %	6,62	−8,73	−1,13	−3,14	2,85
Total Deposits, 1 Yr Growth %	8,22	−3,11	−11,68	0,43	2,13
Tangible Book Value, 1 Yr. Growth %	−5,62	−4,79	4,96	1,61	−0,17
Common Equity, 1 Yr. Growth %	−3,18	−3,32	4,68	1,9	0,08
Total Equity, 1 Yr. Growth %	−3,4	−3,5	4,66	1,86	0,09
Tvåårig Sammansatt Årlig Tillväxthastighet
Net Interest Income, 2 Yr. CAGR %	7,61	12,59	46,9	23,03	2,27
Non Interest Income, 2 Yr. CAGR %	7,99	1,42	−26,4	−3,05	12,02
Provision For Loan Losses, 2 Yr. CAGR %	13,88	−22,87	−30,49	−33,78	14,09
Total Revenues, 2 Yr. CAGR %	6,99	13,6	13,06	18,72	4,56
Earnings From Cont. Operations, 2 Yr. CAGR %	−0,79	42,72	38,47	40,25	9,77
Net Income, 2 Yr. CAGR %	0,04	15,27	35,85	40,68	9,85
Normalized Net Income, 2 Yr. CAGR %	2,84	53,75	34,29	44,55	9,91
Diluted EPS Before Extra, 2 Yr. CAGR %	−4,27	38,58	39,45	45,51	12,33
Dividend Per Share, 2 Yr. CAGR %	-	114,27	8,68	44,24	12,71
Gross Loans, 2 Yr. CAGR %	12,23	−0,65	−2,99	−2,29	−0,52
Allowance For Loan Losses, 2 Yr. CAGR %	-	-	−16,68	−4	−12,07
Net Loans, 2 Yr. CAGR %	11,08	−1,41	−2,72	−2,27	−0,35
Non Performing Loans, 2 Yr. CAGR %	−30,2	−28,64	−19,44	−4,37	−12,75
Non Performing Assets, 2 Yr. CAGR %	-	−28,64	−19,44	−4,37	−12,75
Total Assets, 2 Yr. CAGR %	14,45	−1,35	−5,06	−2,14	−0,19
Total Deposits, 2 Yr CAGR %	15,7	2,4	−9,08	−5,83	1,28
Tangible Book Value, 2 Yr. CAGR %	7,9	−5,21	0,01	3,27	0,72
Common Equity, 2 Yr. CAGR %	6,75	−3,25	0,15	3,28	0,98
Total Equity, 2 Yr. CAGR %	6,75	−3,45	0,05	3,25	0,97
Treårig Sammansatt Årlig Tillväxthastighet
Net Interest Income, 3 Yr. CAGR %	3,12	12,07	31,05	32,32	13,82
Non Interest Income, 3 Yr. CAGR %	6,72	0,56	−13,87	−15,84	2,33
Provision For Loan Losses, 3 Yr. CAGR %	3,91	5,94	−32,07	−26,19	−11,81
Total Revenues, 3 Yr. CAGR %	5,47	5,28	17,39	11,89	12,03
Earnings From Cont. Operations, 3 Yr. CAGR %	0,16	2,14	53,36	28,9	28,5
Net Income, 3 Yr. CAGR %	1,1	1,35	33,08	27,46	28,64
Normalized Net Income, 3 Yr. CAGR %	3,94	2,01	61,55	28,89	28,79
Diluted EPS Before Extra, 3 Yr. CAGR %	−3,07	−1,47	52,95	30,5	32,72
Dividend Per Share, 3 Yr. CAGR %	8,35	-	102,4	10,81	31,89
Gross Loans, 3 Yr. CAGR %	9,67	6,93	−1,45	−2,51	−1,35
Allowance For Loan Losses, 3 Yr. CAGR %	-	-	-	−12,41	−8,92
Net Loans, 3 Yr. CAGR %	8,92	6,37	−1,95	−2,32	−1,24
Non Performing Loans, 3 Yr. CAGR %	−25,23	−30,2	−22,06	−13,9	−10,75
Non Performing Assets, 3 Yr. CAGR %	-	-	−22,06	−13,9	−10,75
Total Assets, 3 Yr. CAGR %	10,71	6,13	−1,32	−4,42	−0,51
Total Deposits, 3 Yr CAGR %	13,4	9,05	−3,65	−6,02	−3,25
Tangible Book Value, 3 Yr. CAGR %	6,64	3,49	−1,91	0,54	2,11
Common Equity, 3 Yr. CAGR %	5,69	3,28	−0,98	0,73	2,2
Total Equity, 3 Yr. CAGR %	5,64	3,22	−1,12	0,65	2,19
Femårig sammansatt årlig tillväxthastighet
Net Interest Income, 5 Yr. CAGR %	−2,12	7,76	18,8	21,82	18,68
Non Interest Income, 5 Yr. CAGR %	11,99	3,26	−8,02	−7,01	−4,32
Provision For Loan Losses, 5 Yr. CAGR %	−1,45	−0,56	−11,53	−12,21	−16,41
Total Revenues, 5 Yr. CAGR %	6,37	6,23	8,44	9,9	12,08
Earnings From Cont. Operations, 5 Yr. CAGR %	12,81	−9,86	14,01	16,08	34,16
Net Income, 5 Yr. CAGR %	6,11	−9,86	13,78	15,69	23,25
Normalized Net Income, 5 Yr. CAGR %	13,49	−9,37	14,98	17,58	38,62
Diluted EPS Before Extra, 5 Yr. CAGR %	11,27	−12,37	12,11	15,29	35,19
Dividend Per Share, 5 Yr. CAGR %	7,08	−4,19	8,48	-	60,14
Gross Loans, 5 Yr. CAGR %	6,22	4,63	4,42	3,14	−1,07
Allowance For Loan Losses, 5 Yr. CAGR %	−18,82	-	-	-	-
Net Loans, 5 Yr. CAGR %	7,53	4,31	4,1	2,83	−1,31
Non Performing Loans, 5 Yr. CAGR %	−23,48	−27,21	−22,96	−20,83	−18,39
Non Performing Assets, 5 Yr. CAGR %	-	-	-	-	−18,39
Total Assets, 5 Yr. CAGR %	8,07	4,13	4,11	2,72	−0,87
Total Deposits, 5 Yr CAGR %	10,65	7,01	3,81	2,13	−1,71
Tangible Book Value, 5 Yr. CAGR %	5,57	1,35	3,94	3,42	−0,87
Common Equity, 5 Yr. CAGR %	5,45	1,87	3,44	3,09	−0,2
Total Equity, 5 Yr. CAGR %	5,37	1,78	3,36	3,05	−0,29