Kassaflöde BBVA

Aktier

BBVA

ES0113211835

Banker

Marknaden stängd - BME Andra börsplatser 17.40.02 2026-02-06			5-dagars förändring	Förändring 1 jan.
20,19 ^EUR	+1,05 %		−5,87 %	+0,70 %

02-06	Dagbok – Kommande rapportvecka för Europas STOXX 600-bolag	RE
02-06	Spanska aktier – Faktorer att bevaka den 6 februari	RE

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Publicerade finansiella data: BBVA

Årlig

Kvartalsvis

Halvårsvis

YTD

LTM

Skatteperiod: December	2020	2021	2022	2023	2024
Interest Income On Loans	22,39 md	23,02 md	28,37 md	41,43 md	55,22 md
Interest Income On Investments	137 mn	176 mn	3,19 md	6,54 md	6,56 md
Interest Income, Total	22,53 md	23,19 md	31,56 md	47,97 md	61,78 md
Interest On Deposits	7,09 md	7,47 md	11,12 md	24,76 md	33,82 md
Total Interest On Borrowings	710 mn	859 mn	1,15 md	-	2,57 md
Interest Expense, Total	7,8 md	8,33 md	12,28 md	24,76 md	36,39 md
Net Interest Income	14,73 md	14,86 md	19,28 md	23,21 md	25,38 md
Income From Trading Activities	777 mn	341 mn	562 mn	1,35 md	2,46 md
Gain (Loss) on Sale of Loans	-	-	-	41 mn	20 mn
Gain (Loss) on Sale of Assets	438 mn	−16 mn	−119 mn	50 mn	−3 mn
Gain (Loss) on Sale of Invest. & Securities - (Rev)	194 mn	884 mn	105 mn	417 mn	740 mn
Income (Loss) on Equity Invest. (Income Block)	−39 mn	1 mn	21 mn	26 mn	40 mn
Total Other Non Interest Income	4,55 md	5,37 md	6,57 md	6,45 md	8,62 md
Non Interest Income, Total	5,92 md	6,58 md	7,14 md	8,34 md	11,87 md
Revenues Before Provison For Loan Losses	20,65 md	21,44 md	26,42 md	31,55 md	37,26 md
Provision For Loan Losses	5,16 md	3,02 md	3,3 md	4,39 md	5,69 md
Total Revenues	15,49 md	18,43 md	23,11 md	27,16 md	31,57 md
Salaries And Other Employee Benefits	4,68 md	5,01 md	5,58 md	6,53 md	7,66 md
Amort. of Goodwill & Intang. Assets	-	1,23 md	-	-	-
Occupancy Expense	1,29 md	-	1,33 md	1,4 md	1,53 md
Selling General & Admin Expenses, Total	2,78 md	2,94 md	3,48 md	3,92 md	4,52 md
Total Other Non Interest Expense	890 mn	520 mn	499 mn	665 mn	501 mn
Non Interest Expense, Total	9,63 md	9,7 md	10,89 md	12,52 md	14,21 md
EBT, Excl. Unusual Items	5,85 md	8,72 md	12,22 md	14,64 md	17,36 md
Restructuring Charges	-	−754 mn	-	-	-
Impairment of Goodwill	-	-	-	-	-
Asset Writedown	−144 mn	−180 mn	28 mn	−42 mn	14 mn
Legal Settlements	−208 mn	−135 mn	−210 mn	−171 mn	−191 mn
Other Unusual Items	−254 mn	−408 mn	−1,69 md	−2,01 md	−1,78 md
EBT, Incl. Unusual Items	5,25 md	7,25 md	10,36 md	12,42 md	15,4 md
Income Tax Expense	1,46 md	1,91 md	3,53 md	4 md	4,83 md
Earnings From Continuing Operations	3,79 md	5,34 md	6,83 md	8,42 md	10,58 md
Earnings Of Discontinued Operations	−1,73 md	280 mn	-	-	-
Net Income to Company	2,06 md	5,62 md	6,83 md	8,42 md	10,58 md
Minority Interest	−755 mn	−965 mn	−407 mn	−397 mn	−521 mn
Net Income - (IS)	1,3 md	4,65 md	6,42 md	8,02 md	10,05 md
Preferred Dividend and Other Adjustments	387 mn	359 mn	313 mn	345 mn	388 mn
Net Income to Common Incl Extra Items	918 mn	4,29 md	6,11 md	7,67 md	9,67 md
Net Income to Common Excl. Extra Items	2,65 md	4,01 md	6,11 md	7,67 md	9,67 md
Poster per aktie
Net EPS - Basic	0,14	0,67	0,99	1,29	1,68
Basic EPS - Continuing Operations	0,4	0,63	0,99	1,29	1,68
Basic Weighted Average Shares Outstanding	6,66 md	6,4 md	6,19 md	5,95 md	5,77 md
Net EPS - Diluted	0,14	0,67	0,99	1,29	1,68
Diluted EPS - Continuing Operations	0,4	0,63	0,99	1,29	1,68
Diluted Weighted Average Shares Outstanding	6,66 md	6,4 md	6,19 md	5,95 md	5,77 md
Normalized Basic EPS	0,44	0,7	1,17	1,47	1,79
Normalized Diluted EPS	0,44	0,7	1,17	1,47	1,79
Dividend Per Share	0,06	0,31	0,43	0,55	0,7
Payout Ratio	81,61	19,9	34,03	35,02	38,92
American Depositary Receipts Ratio (ADR)	1	1	1	1	1
Kompletterande punkter
Effective Tax Rate - (Ratio)	27,8	26,34	34,08	32,23	31,35
Total Current Taxes	-	-	-	-	-
Normalized Net Income	2,9 md	4,49 md	7,23 md	8,75 md	10,33 md
Non-Cash Pension Expense	90 mn	64 mn	155 mn	220 mn	197 mn
Kompletterande driftskostnadsposter
Stock-Based Comp., SG&A Exp. (Total)	16 mn	33 mn	32 mn	-	-
Total Stock-Based Compensation	16 mn	33 mn	32 mn	-	-

Skatteperiod: December	2020	2021	2022	2023	2024
TILLGÅNGAR
Cash And Equivalents	6,45 md	6,88 md	6,53 md	14,67 md	15,84 md
Investment Securities, Total	152 md	111 md	122 md	128 md	139 md
Trading Asset Securities, Total	78,3 md	125 md	112 md	142 md	110 md
Total investments	230 md	237 md	235 md	270 md	249 md
Gross Loans	343 md	347 md	385 md	408 md	446 md
Allowance For Loan Losses	−12,14 md	−11,12 md	−11,24 md	−11,27 md	−11,61 md
Net Loans	331 md	336 md	373 md	397 md	434 md
Gross Property Plant And Equipment	13,03 md	12,81 md	14,58 md	16,01 md	17,1 md
Accumulated Depreciation	−5,36 md	−5,62 md	−6,04 md	−6,88 md	−7,52 md
Net Property Plant And Equipment	7,67 md	7,19 md	8,54 md	9,13 md	9,58 md
Goodwill	910 mn	818 mn	707 mn	795 mn	700 mn
Other Intangibles, Total	1,44 md	1,38 md	1,45 md	1,57 md	1,79 md
Investment in Real Estate	151 mn	109 mn	202 mn	124 mn	175 mn
Accrued Interest Receivable	756 mn	730 mn	1,49 md	1,37 md	1,86 md
Other Receivables	1,2 md	932 mn	1,98 md	2,86 md	4,3 md
Restricted Cash	53,08 md	55 md	67,31 md	60,75 md	35,31 md
Other Current Assets, Total	85,55 md	647 mn	1,34 md	256 mn	1,52 md
Deferred Tax Assets Long-Term (Collected)	15,33 md	14,92 md	14,49 md	14,64 md	14,35 md
Other Real Estate Owned And Foreclosed	1,01 md	838 mn	12 mn	943 mn	610 mn
Other Long-Term Assets, Total	1,49 md	1,05 md	1,01 md	1,42 md	2,55 md
Total Assets	736 md	663 md	713 md	776 md	772 md
Skulder
Accrued Expenses, Total	1,58 md	2,14 md	2,57 md	2,88 md	3,07 md
Interest Bearing Deposits	131 md	107 md	122 md	118 md	129 md
Non-Interest Bearing Deposits	274 md	301 md	328 md	324 md	339 md
Total Deposits	405 md	407 md	449 md	442 md	468 md
Short-Term Borrowings	55,84 md	44,78 md	51,77 md	68,36 md	64,79 md
Current Portion of Leases	244 mn	218 mn	142 mn	236 mn	175 mn
Long-Term Debt	66,31 md	59,16 md	58,72 md	72,68 md	74,46 md
Long-Term Leases	2,43 md	2,34 md	1,26 md	1,27 md	1,29 md
Current Income Taxes Payable	545 mn	644 mn	1,42 md	878 mn	575 mn
Accrued Interest Payable	-	-	-	-	-
Other Current Liabilities - (Bank / Utility Template)	125 md	65,12 md	63,44 md	93,8 md	59,09 md
Pension & Other Post Retirement Benefits	4,32 md	4,21 md	3,1 md	3,01 md	2,73 md
Deferred Tax Liability Non-Current	1,81 md	1,77 md	1,33 md	1,68 md	2,46 md
Other Non Current Liabilities	23,71 md	26,44 md	29,54 md	33,64 md	35,32 md
Total Liabilities	686 md	614 md	663 md	720 md	712 md
Common Stock, Total	3,27 md	3,27 md	2,96 md	2,86 md	2,82 md
Additional Paid In Capital	23,99 md	23,6 md	20,86 md	19,77 md	19,18 md
Retained Earnings	31,81 md	35,96 md	38,23 md	43,3 md	49,08 md
Treasury Stock	−46 mn	−647 mn	−29 mn	−34 mn	−66 mn
Comprehensive Income and Other	−14,48 md	−18,27 md	−15,02 md	−14,2 md	−15,37 md
Total Common Equity	44,55 md	43,91 md	46,99 md	51,7 md	55,65 md
Minority Interest	5,47 md	4,85 md	3,62 md	3,56 md	4,36 md
Total Equity	50,02 md	48,76 md	50,62 md	55,26 md	60,01 md
Total Liabilities And Equity	736 md	663 md	713 md	776 md	772 md
Kompletterande poster
ECS Total Shares Outstanding on Filing Date	6,65 md	6,54 md	6,02 md	5,83 md	5,76 md
ECS Total Common Shares Outstanding	6,65 md	6,54 md	6,02 md	5,83 md	5,76 md
Book Value / Share	6,7	6,71	7,8	8,86	9,67
Tangible Book Value	42,2 md	41,71 md	44,84 md	49,34 md	53,16 md
Tangible Book Value Per Share	6,34	6,38	7,44	8,46	9,24
Tangible Book Value Per Share (As Reported)	6,05	6,52	7,44	8,46	-
Average Assets	-	679 md	702 md	748 md	778 md
Average Loans	-	325 md	357 md	378 md	417 md
Total Debt	125 md	107 md	112 md	143 md	141 md
Deposits at Interest - Cash	-	-	-	-	-
Debt Equivalent of Unfunded Proj. Benefit Obligation	4,18 md	3,68 md	2,66 md	2,59 md	2,45 md
Net Debt	65 mn	−34,4 md	−18,33 md	−20,42 md	5,42 md
Equity Method Investments, Total	1,44 md	901 mn	916 mn	976 mn	989 mn
Full Time Employees	123 tn	110 tn	116 tn	116 tn	126 tn
Part Time Employees	-	-	-	224	-
Number Of Offices	7,43 tn	6,08 tn	6,04 tn	5,95 tn	5,75 tn
Assets on Operating Lease - Gross	345 mn	267 mn	582 mn	800 mn	1,16 md
Assets on Operating Lease - Accumulated Depreciation	−54 mn	−33 mn	−52 mn	−49 mn	−153 mn

Skatteperiod: December	2020	2021	2022	2023	2024
Net Income	1,3 md	4,65 md	6,42 md	8,02 md	10,05 md
Depreciation, Depletion & Amortization	781 mn	740 mn	818 mn	866 mn	972 mn
Amortization of Goodwill and Intangible Assets - (CF)	59 mn	48 mn	20 mn	19 mn	18 mn
Total Depreciation, Depletion & Amortization	840 mn	788 mn	838 mn	885 mn	990 mn
Amortization of Deferred Charges, Total	448 mn	446 mn	490 mn	518 mn	543 mn
Change in Trading Asset Securities	−27,02 md	−9,89 md	14,84 md	−25,41 md	27,45 md
Change in Other Net Operating Assets (Collected)	54,61 md	−3,11 md	−6,48 md	9,48 md	−65,4 md
Other Operating Activities	9,16 md	5,87 md	7,61 md	5,79 md	8,17 md
Cash from Operations	39,35 md	−1,24 md	23,72 md	−721 mn	−18,19 md
Capital Expenditure	−632 mn	−396 mn	−1,81 md	−1,13 md	−1,2 md
Sale of Property, Plant, and Equipment	841 mn	78 mn	29 mn	92 mn	104 mn
Cash Acquisitions	-	-	−1,39 md	-	−28 mn
Divestitures	-	220 mn	-	21 mn	73 mn
Purchase / Sale of Intangible Assets	−491 mn	−550 mn	−630 mn	−690 mn	−816 mn
Sale (Purchase) of Real Estate Properties (Collected)	-	-	-	-	-
Investment in Marketable and Equity Securities, Total	245 mn	543 mn	46 mn	−35 mn	31 mn
Other Investing Activities, Total	-	−1,53 md	−155 mn	322 mn	408 mn
Cash from Investing	−37 mn	−1,63 md	−3,91 md	−1,42 md	−1,42 md
Long-Term Debt Issued, Total	2,42 md	-	-	4,67 md	5,51 md
Total Debt Issued	2,42 md	-	-	4,67 md	5,51 md
Long-Term Debt Repaid, Total	−2,82 md	−2,3 md	−2,26 md	−1,63 md	−2,6 md
Total Debt Repaid	−2,82 md	−2,3 md	−2,26 md	−1,63 md	−2,6 md
Issuance of Common Stock	822 mn	438 mn	434 mn	711 mn	691 mn
Repurchase of Common Stock	−807 mn	−1,02 md	−2,98 md	−2,17 md	−1,53 md
Common Dividends Paid	−1,06 md	−926 mn	−2,18 md	−2,81 md	−3,91 md
Common & Preferred Stock Dividends Paid	−1,06 md	−926 mn	−2,18 md	−2,81 md	−3,91 md
Other Financing Activities, Total	−624 mn	−538 mn	−571 mn	−622 mn	−731 mn
Cash from Financing	−2,07 md	−4,35 md	−7,56 md	−1,84 md	−2,57 md
Foreign Exchange Rate Adjustments	−4,66 md	−1,86 md	−288 mn	−357 mn	−2,09 md
Miscellaneous Cash Flow Adjustments	-	-	1 mn	-	-
Net Change in Cash	32,58 md	−9,09 md	11,96 md	−4,34 md	−24,27 md
Kompletterande poster
Cash Income Tax Paid (Refund)	1,96 md	1,55 md	3,23 md	5,35 md	5,63 md
Net Debt Issued / Repaid	−395 mn	−2,3 md	−2,26 md	3,04 md	2,92 md

Skatteperiod: December	2020	2021	2022	2023	2024
Lönsamhet
Return on Assets	0,53	0,76	0,99	1,13	1,37
Return On Equity %	7,22	10,81	13,74	15,91	18,35
Return on Common Equity	5,68	9,08	13,44	15,57	18,01
Shareholders Value Added	−4,23 md	−135 mn	986 mn	2,12 md	3,63 md
Marginalanalys
SG&A Margin	56,46	43,13	44,95	43,65	43,43
Net Interest Income / Total Revenues %	95,09	80,66	83,4	85,44	80,41
EBT Excl. Non-Recurring Items Margin %	37,8	47,35	52,89	53,9	54,98
Income From Continuing Operations Margin %	24,46	28,97	29,54	30,99	33,5
Net Income Margin %	8,43	25,25	27,78	29,52	31,85
Net Avail. For Common Margin %	17,09	21,78	26,42	28,25	30,62
Normalized Net Income Margin	18,75	24,35	31,3	32,22	32,71
Tillgångskvalitet
Nonperforming Loans / Total Loans %	4,28	4,23	3,51	3,54	3,19
Nonperforming Loans / Total Assets %	1,99	2,21	1,89	1,86	1,84
Nonperforming Assets / Total Assets %	2,13	2,3	1,89	1,98	1,95
NPAs / Loans and OREO	4,56	4,38	3,51	3,76	3,37
NPAs / Equity	31,37	31,22	26,68	27,85	25,09
Allowance for Credit Losses / Net Charge-offs %	544,68	468,63	654,84	417,06	395,74
Allowance for Credit Losses / Nonperforming Loans %	82,72	75,84	83,28	78,01	81,69
Allowance for Credit Losses / Total Loans %	3,54	3,2	2,92	2,76	2,6
Net Charge-offs / Total Average Loans %	-	0,73	0,48	0,71	0,7
Provision for Loan Losses / Net Charge-offs %	231,49	127,19	192,48	162,32	193,83
Earning Assets / IBL	-	-	-	-	104,68
Interest Income / Average Assets	-	3,42	4,5	6,41	7,94
Interest Expense / Average Assets	-	1,23	1,75	3,31	4,68
Net Interest Income / Average Assets	-	2,19	2,75	3,1	3,26
Non Interest Income / Average Assets	-	0,97	1,02	1,11	1,53
Non Interest Expense / Average Asset	-	1,43	1,55	1,67	1,83
Kapital och Finansiering
Total Average Common Equity / Total Average Assets %	6,5	6,33	6,61	6,63	6,94
Total Average Equity / Total Average Assets %	7,32	7,07	7,22	7,11	7,45
Total Equity + Allowance for Loan Losses / Total Loans %	16,54	15,86	15,14	15,43	15,08
Gross Loans / Total Deposits %	84,74	85,17	85,61	92,33	95,2
Net Loans / Total Deposits %	81,74	82,44	83,11	89,78	92,73
Tier 1 Capital Ratio %	14	14,84	14,22	14,33	14,4
Total Capital Ratio %	16,5	17,24	15,98	16,58	16,9
Core Tier 1 Capital Ratio	12,2	12,98	12,68	12,67	12,88
Tier 2 Capital Ratio	2,42	2,4	1,76	2,25	2,5
Coverage Ratio	82,72	75,84	83,28	78,01	81,69
Interbank Ratio	52,75	66,94	59,52	43,65	65,84
Täckning av fasta kostnader
EBT + Interest on Borrowings / Interest on Borrowings	8,39	9,44	9,97	-	6,99
EBT + Interest Expense / Interest Expense	1,67	1,87	1,84	1,5	1,42
Tillväxt jämfört med föregående år
Net Interest Income, 1 Yr. Growth %	−7,62	0,92	29,7	20,58	9,38
Non Interest Income, 1 Yr. Growth %	0,99	11,15	5,68	18,62	42,35
Provision For Loan Losses, 1 Yr. Growth %	48,7	−41,53	9,48	32,79	29,66
Total Revenues, 1 Yr. Growth %	−15,52	18,97	24,26	18,22	16,23
Earnings From Cont. Operations, 1 Yr. Growth %	−25,75	40,84	27,89	24,44	25,65
Net Income, 1 Yr. Growth %	−62,84	256,55	37,98	26,12	25,38
Normalized Net Income, 1 Yr. Growth %	−27,2	54,56	75,28	21,89	17,99
Diluted EPS Before Extra, 1 Yr. Growth %	−31,34	57,66	57,35	31,96	30
Dividend Per Share, 1 Yr. Growth %	−77,31	425,42	38,71	27,91	27,27
Gross Loans, 1 Yr. Growth %	−16,79	1,19	10,88	6,26	9,31
Allowance For Loan Losses, 1 Yr. Growth %	−2,3	−8,17	1,09	0,28	3,03
Net Loans, 1 Yr. Growth %	−17,25	1,54	11,2	6,44	9,49
Non Performing Loans, 1 Yr. Growth %	−8,03	−0,14	−7,94	7,06	−1,61
Non Performing Assets, 1 Yr. Growth %	−8,76	−1,66	−11,29	−1,49	−2,14
Total Assets, 1 Yr. Growth %	5,51	−9,66	7,58	8,91	−0,41
Total Deposits, 1 Yr Growth %	−7,18	0,69	10,3	−1,77	6,01
Tangible Book Value, 1 Yr. Growth %	1,07	−1,17	7,5	10,28	7,75
Average Interest Earning Assets, 1 Yr. Growth %	-	-	-	-	3,24
Average Interest Bearing Liabilities, 1 Yr. Growth %	-	-	-	-	3,25
Common Equity, 1 Yr. Growth %	−8,57	−1,44	7,03	10,25	7,65
Total Equity, 1 Yr. Growth %	−8,93	−2,52	3,81	9,4	8,59
Tvåårig Sammansatt Årlig Tillväxthastighet
Net Interest Income, 2 Yr. CAGR %	−2,3	−3,45	14,4	24,96	14,84
Non Interest Income, 2 Yr. CAGR %	−6,52	5,94	8,97	11,11	29,94
Provision For Loan Losses, 2 Yr. CAGR %	18,41	−6,76	−19,99	20,57	31,22
Total Revenues, 2 Yr. CAGR %	−8,56	0,25	21,79	20,84	17,22
Earnings From Cont. Operations, 2 Yr. CAGR %	−17,17	2,28	34,21	25,56	25,05
Net Income, 2 Yr. CAGR %	−50,84	15,1	121,8	31,28	25,75
Normalized Net Income, 2 Yr. CAGR %	−17,57	6,07	56,27	45,63	19,92
Diluted EPS Before Extra, 2 Yr. CAGR %	−21,17	4,05	57,51	43,36	30,97
Dividend Per Share, 2 Yr. CAGR %	−52,36	9,19	169,97	33,2	27,59
Gross Loans, 2 Yr. CAGR %	−7,47	−8,24	5,92	8,45	7,77
Allowance For Loan Losses, 2 Yr. CAGR %	−0,31	−5,33	−3,65	0,69	1,65
Net Loans, 2 Yr. CAGR %	−7,7	−8,33	6,26	8,7	7,95
Non Performing Loans, 2 Yr. CAGR %	−5,28	−4,17	−4,12	−0,72	2,63
Non Performing Assets, 2 Yr. CAGR %	−6,81	−5,54	−6,6	0,53	1,69
Total Assets, 2 Yr. CAGR %	4,38	−2,37	−1,42	8,17	4,15
Total Deposits, 2 Yr CAGR %	−3,01	−3,33	5,38	4,16	2,05
Tangible Book Value, 2 Yr. CAGR %	4,3	−0,06	3,07	8,76	9,01
Average Interest Earning Assets, 2 Yr. CAGR %	-	-	-	-	5,3
Average Interest Bearing Liabilities, 2 Yr. CAGR %	-	-	-	-	4,98
Common Equity, 2 Yr. CAGR %	−2,76	−5,07	2,71	8,51	8,94
Total Equity, 2 Yr. CAGR %	−2,74	−5,78	0,6	6,46	8,99
Treårig Sammansatt Årlig Tillväxthastighet
Net Interest Income, 3 Yr. CAGR %	−6,63	−1,24	6,53	16,36	19,54
Non Interest Income, 3 Yr. CAGR %	−1,29	−0,96	6,79	13,75	20,67
Provision For Loan Losses, 3 Yr. CAGR %	11,97	−6,41	−1,63	−5,27	23,53
Total Revenues, 3 Yr. CAGR %	−9,03	−0,18	8,02	21,26	19,29
Earnings From Cont. Operations, 3 Yr. CAGR %	−7,3	−1,13	10,19	30,46	25,59
Net Income, 3 Yr. CAGR %	−28,12	−4,84	22,27	83,16	29,28
Normalized Net Income, 3 Yr. CAGR %	−5,9	1,64	21,95	49,59	35,76
Diluted EPS Before Extra, 3 Yr. CAGR %	−4,73	−0,68	19,43	58,21	38,76
Dividend Per Share, 3 Yr. CAGR %	−37,36	6,04	18,26	110,46	31,19
Gross Loans, 3 Yr. CAGR %	−5,68	−4,67	−2,27	7,04	8,74
Allowance For Loan Losses, 3 Yr. CAGR %	−1,71	−3,1	−3,23	-	1,46
Net Loans, 3 Yr. CAGR %	−5,82	−4,72	−2,24	6,04	8,96
Non Performing Loans, 3 Yr. CAGR %	−8,88	−3,6	−5,44	−0,53	−1,02
Non Performing Assets, 3 Yr. CAGR %	−13,75	−5,54	−7,5	−0,2	−0,36
Total Assets, 3 Yr. CAGR %	2,18	−0,64	0,84	1,86	5,23
Total Deposits, 3 Yr CAGR %	−1,85	−1,79	1,02	2	4,77
Tangible Book Value, 3 Yr. CAGR %	3,67	2,44	2,4	5,35	8,42
Average Interest Earning Assets, 3 Yr. CAGR %	-	-	-	-	-
Average Interest Bearing Liabilities, 3 Yr. CAGR %	-	-	-	-	-
Common Equity, 3 Yr. CAGR %	−1,31	−2,32	−1,2	5,09	8,22
Total Equity, 3 Yr. CAGR %	−2,11	−2,66	−2,69	3,38	7,17
Femårig sammansatt årlig tillväxthastighet
Net Interest Income, 5 Yr. CAGR %	−2,17	−3,24	1,27	8,5	9,75
Non Interest Income, 5 Yr. CAGR %	1,49	−1,13	3,01	4,25	15,15
Provision For Loan Losses, 5 Yr. CAGR %	3,97	−3,46	−2,12	3,57	10,39
Total Revenues, 5 Yr. CAGR %	−2,62	−2,48	2,36	7,95	11,48
Earnings From Cont. Operations, 5 Yr. CAGR %	2,63	2,61	7,49	8,79	15,69
Net Income, 5 Yr. CAGR %	−13,16	6,01	12,81	8,23	23,41
Normalized Net Income, 5 Yr. CAGR %	2,94	7,94	15,73	15,42	20,96
Diluted EPS Before Extra, 5 Yr. CAGR %	1,3	5,16	16,49	15,03	23,67
Dividend Per Share, 5 Yr. CAGR %	−18,09	14,14	12,37	16,17	21,91
Gross Loans, 5 Yr. CAGR %	−5,84	−4,98	−1,2	0,38	1,6
Allowance For Loan Losses, 5 Yr. CAGR %	−8,32	−7,04	−2,55	−1,6	−1,31
Net Loans, 5 Yr. CAGR %	−5,75	−4,91	−1,16	0,44	1,68
Non Performing Loans, 5 Yr. CAGR %	−10,36	−8,56	−7,01	−2,46	−2,29
Non Performing Assets, 5 Yr. CAGR %	−11,13	−10,06	−11,2	−3,16	−2,47
Total Assets, 5 Yr. CAGR %	−0,37	−1,96	0,66	2,8	2,12
Total Deposits, 5 Yr CAGR %	−2,16	−2,11	0,98	0,54	1,45
Tangible Book Value, 5 Yr. CAGR %	2,53	2,11	3,43	4,92	4,95
Average Interest Earning Assets, 5 Yr. CAGR %	-	-	-	-	-
Average Interest Bearing Liabilities, 5 Yr. CAGR %	-	-	-	-	-
Common Equity, 5 Yr. CAGR %	−1,19	−1,5	0,28	1,88	2,69
Total Equity, 5 Yr. CAGR %	−1,98	−2,53	−1,04	0,89	1,79