Christine Richardson Quillian

MONTAG generally selects individual common stocks, mutual funds, ETFs and various taxable and tax-exempt fixed income investments for their clients' portfolios. The firm's approach seeks to balance clients' objectives for asset preservation and growth with their income needs and tolerance for risk.

OIA uses several methods of investment analysis and investment strategies to provide services to their clients. Their methods of analysis include fundamental analysis; technical analysis; and valuation analysis. The firm monitors economic and corporate issues, both domestic and international, for events, changes or trends which might affect the financial markets or particular economic sectors as part of their equity and balanced approach. They review individual stocks based on the fundamental operating conditions of the issuing company with particular emphasis on consistency and momentum of earnings growth, return on equity, conservativeness of debt structure, improvements in cash flow , valuation of the stock and the level and growth of dividends. OIA reviews bonds based on the ratings assigned to the particular bond by the bond rating agencies, the structure of the yield curve and spreads among various bond classes, the financial fundamentals of the bond issuer, and other factors for their fixed income analysis. The firm’s investment strategies include long-term purchases; short-term purchases; short-term trading; and stock options.

Functions as a College/University